954 Highpoint Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 954 Highpoint Dr, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,828 sqft · built 1973
Lot Size0.207 acres (9,000 sqft)
Owner2 Individual Names on Record
Last Sale$383,500 (Oct 2018)
Tax Bill$4,961 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-165-10627550

Property Details

APN / Parcel Number

Primary APN03-165-10627550
Alternative APNs
  • 316510627550
  • 16510627550

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,828 sqft Living Area
1st Floor Area1,108 sqft
Basement Area720 sqft
Finished Basement720 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,000 sqft (0.207 acres)
Deck Area414 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number16510627550
Street Address954 HIGHPOINT DR
CityANNAPOLIS
StateMD
Zip21409-4721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 11 BK AH PL 9 CAPE ST CLAIRE
Legal SubdivisionCAPE ST CLAIRE
Legal BlockAH
Legal Lot Number11
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1008
Census Tract731004

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address954 HIGHPOINT DR, ANNAPOLIS, MD 21409-4721
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 9, 2020Deed of Trust, Mortgage · VA Mortgage
TRUIST BANK
Oct 18, 2018Deed, Transfer · VA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2018 · Amount on Record
Deed SaleOct 18, 2018 · Amount on Record
Prior SaleSep 4, 1979 · Amount on Record
Deed Book / Page32580 / 34
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address954 HIGHPOINT DR, ANNAPOLIS, MD 21409-4721
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyTERRAIN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address954 HIGHPOINT DR, ANNAPOLIS, MD 21409-4721

Mortgage

Document Number0354070301
DateOct 14, 2020
Book Page35407/301
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address954 HIGHPOINT DR, ANNAPOLIS, MD 21409-4721
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyEQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0340540320
DateJan 9, 2020
Book Page34054/320
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateOct 18, 2018
Property Address954 HIGHPOINT DR, ANNAPOLIS, MD 21409-4721
Document Number0325800034
Book / Page32580 / 034
Map ReferenceCAB3 ROD F-8 PL7
Instrument DateSep 14, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,752.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address954 HIGHPOINT DR, ANNAPOLIS, MD 21409-4721

Mortgage

Document Number0003258038
DateOct 18, 2018
Instrument32580/38
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$408,033 (+11.4%)$425,600 (+14.13%) Land $240,000 Building $185,600
2025$4,961.00 (+24.06%)
2023$3,999.00$366,267$372,900 Land $230,000 Building $142,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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