954 Gray Rd, Gadsden, AL 35903 Property Records

Etowah County property record for 954 Gray Rd, Gadsden, AL 35903

Property Summary

Property Type	Apartments (5+ Units)
Details	1 ba · 4,160 sqft · built 1993
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Tax Bill	$4,293 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-06-24-1-000-120.000`

Property Details

APN / Parcel Number

Primary APN	`15-06-24-1-000-120.000`
Alternative APNs	`044874` `44874`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	4,160 sqft Total Area
1st Floor Area	2,080 sqft
2nd Floor Area	2,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	261,360 sqft (6 acres)
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	044874
Street Address	954 GRAY RD
City	GADSDEN
State	AL
Zip	35903-4064
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	H/S BASE YEAR BEG NE COR SW1/4 NE1/4 TH W 215S ALONG S ROW OF MARGARET ST TH S 200 TH W 270 TH S 445S TO N ROW OF GRAY RD TH E 380S ALONG N ROW OF GRAY RD THN 140 TH E 120 TH N 470S TO POB BEING 6 AC(C) LYING IN SW1/4 NE1/4 24-12-6 601-531,1735-285
Legal Range	6E
Legal Township	12S
Legal Section	24
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	2
Census Block	2032
Census Tract	1700

Owner

Source: Etowah County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1003 E HAVEN DR, GADSDEN, AL 35905-8835
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	954 GRAY RD, GADSDEN, AL 35903-4064
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003494536
Date	Dec 9, 2019
Instrument	3494536

Lender

Name	THE EXCHANGE BANK OF ALABAMA
Type	Bank

Agreement

Amount	Amount Recorded
Term	0 Months
Due	Dec 9, 2019

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,293.00 (-13.66%)	$119,260 (-13.65%) Land $3,000 Building $116,260	$596,300 (-13.65%) Land $15,000 Building $581,300
2023	$4,972.00 (+25.3%)	$138,120 (+25.29%) Land $3,000 Building $135,120	$690,600 (+25.29%) Land $15,000 Building $675,600
2022	$3,968.00	$110,240 Land $3,000 Building $107,240	$551,200 Land $15,000 Building $536,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Sparklight, T-Mobile.

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