Harford County property record for 954 Coen Rd, Street, MD 21154
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,155 sqft · built 2013 |
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,345 (May 2013) |
| Tax Bill | $8,775 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-102258 |
| Primary APN | 04-102258 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,155 sqft Total Area |
| Basement Area | 1,578 sqft |
| Finished Basement | 1,578 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 117,612 sqft (2.7 acres) |
| Garage Type | Built-in |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 680 sqft |
| Porch | Slab |
| Porch Area | 156 sqft |
| Deck Area | 597 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 102258 |
|---|---|
| Street Address | 954 COEN RD |
| City | STREET |
| State | MD |
| Zip | 21154-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 2 2.70 AC 954 COEN ROAD ROCKSVU WEST PT 129/29 |
| Legal Subdivision | ROCKSVU WEST |
| Legal Lot Number | 2 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 4, MARSHALL |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 304101 |
954 Coen Rd is owned and occupied by two individuals who bought it in May 2013.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 954 COEN RD, STREET, MD 21154-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Jun 1, 2022 | Deed of Trust, Mortgage · Line of Credit SKYPOINT FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2013 · Amount on File |
| Deed Sale | May 9, 2013 · Amount on File |
| Prior Sale | Feb 1, 2013 · Amount on File |
| Deed Book / Page | 10271 / 307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 954 COEN RD, STREET, MD 21154-1112 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | EQUITABLE TITLE/FL, EQUITABLE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0149950144 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 14995/144 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 954 COEN RD, STREET, MD 21154-1112 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0155360490 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 15536/490 |
| Name | SKYPOINT FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | GERMANTOWN, MD 20874 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 31, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 954 Coen Rd was $8,775 with a homeowner's exemption, up 16.7% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,775.00 (+16.69%) Homeowner's exemption | $799,633 | $857,200 Land $113,500 Building $743,700 |
| 2025 | $7,520.00 Homeowner's exemption | ||
| 2023 | $657,367 | $684,500 Land $113,500 Building $571,000 | |
| 2022 | $6,928.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 954 Coen Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 954 Coen Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Armstrong.
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