Franklin County property record for 954 Cobblestone Dr, Washington, MO 63090
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,696 sqft · built 2005 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,166 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-9-32.0-0-005-028.000 |
| Primary APN | 10-9-32.0-0-005-028.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,696 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Construction Type | Frame |
| Street Address | 954 COBBLESTONE DR |
|---|---|
| City | WASHINGTON |
| State | MO |
| Zip | 63090-6528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | LOT:8 COBBLESTONE CREEK ESTATES P1 |
| Legal Range | 01W |
| Legal Township | 44 |
| Legal Section | 32 |
| Legal Subdivision | COBBLESTONE CREEK ESTATES |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | ST. JOHNS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 800301 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 954 COBBLESTONE DR, WASHINGTON, MO 63090-6528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF WA |
| Sep 25, 2017 | Deed of Trust, Mortgage BANK OF WA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2004 |
| Deed Sale | Jun 25, 2004 |
| Deed Document Number | 2004-17085 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 954 COBBLESTONE DR, WASHINGTON, MO 63090-6528 |
| Document Number | 0000016808 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 954 COBBLESTONE DR WASHINGTON MO 630906528, WASHINGTON, MO 63090-6528 |
| Document Number | 0000016808 |
|---|---|
| Date | Nov 3, 2017 |
| Instrument | 16808 |
| Name | BANK OF WA |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 2, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 954 COBBLESTONE DR, WASHINGTON, MO 63090-6528 |
| Document Number | 0000015107 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2017 |
| Title Company | HILLSBORO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 954 COBBLESTONE DR WASHINGTON MO 630906528, WASHINGTON, MO 63090-6528 |
| Document Number | 0000015107 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | 15107 |
| Name | BANK OF WA |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 1, 2032 |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,166.00 (+18.43%) | $97,884 (+20.67%) | $515,180 (+20.67%) Land $45,000 Building $470,180 |
| 2023 | $4,362.00 (-15.89%) | $81,117 | $426,930 Land $45,000 Building $381,930 |
| 2022 | $5,186.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 1 serves 3,500 people · EPA ID MO6024211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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