954 Clover Cv, Tupelo, MS 38801 Property Records

Lee County property record for 954 Clover Cv, Tupelo, MS 38801

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,420 sqft · built 2016
Lot Size0.619 acres (27,000 sqft)
Owner2 Trust Names on File
Last Sale$598,235 (May 2021)
Tax Bill$8,563 (2025)
Deeds & MortgagesAug 2025 Line of Credit
Jun 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN101A-02-258-00

Property Details

APN / Parcel Number

Primary APN101A-02-258-00
Alternative APNs
  • 047645
  • 47645

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,420 sqft Heated Area
Gross Area4,788 sqft
2nd Floor Area600 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsbestos
Lot Area27,000 sqft (0.619 acres)
Lot Dimensions135 ft deep x 200 ft wide
Patio Area627 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number047645
Old Parcel Number101A-02-258-00
Street Address954 CLOVER CV
CityTUPELO
StateMS
Zip38801-2006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSE1/4 NW1/4 LOT 260
Legal Range05E
Legal Township10S
Legal Section02
Legal SubdivisionSPRINGLAKE PHASE V-B
Legal Lot Number260
JurisdictionLEE MS
Township / Civil Division3
Census Block Group2
Census Block2033
Census Tract950901

Owner

954 Clover Cv is owner-occupied and held in a trust since May 2021.

Source: Lee County records, as of October 29, 2025

Owner of Record2 Trust Names on File
Mailing Address954 CLOVER CV, TUPELO, MS 38801-2006
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2025Deed of Trust, Mortgage · Line of Credit
CADENCE BANK NA
Jun 12, 2020Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH BANK
Apr 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANCORPSOUTH BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2021 · Amount on File
Deed SaleMay 19, 2021 · Amount on File
Deed Document Number0020217311
Prior Transfer DateJun 29, 2015
Prior Transfer Doc2015007656
Record UpdatedJun 8, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address954 CLOVER CV, TUPELO, MS 38801-2006
Transaction TypeMortgage
Record UpdatedJan 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address954 CLOVER CV, TUPELO, MS 38801-2006

Mortgage

Document Number2025009039
DateAug 1, 2025
Instrument2025009039
Lender
NameCADENCE BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueJul 26, 2050

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address954 CLOVER CV, TUPELO, MS 38801-2006
Transaction TypeMortgage
Record UpdatedJan 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address954 CLOVER CV, TUPELO, MS 38801-2006

Mortgage

Document Number2020007266
DateJun 12, 2020
Instrument2020007266
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJun 26, 2025

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address954 CLOVER CV, TUPELO, MS 38801-2006
Transaction TypeMortgage
Record UpdatedDec 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address954 CLOVER CV, TUPELO, MS 38801-2006

Mortgage

Document Number2020004781
DateApr 21, 2020
Instrument2020004781
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 954 Clover Cv was $8,563 with a homeowner's exemption.

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
MunicipalityTupelo City
Unified School DistrictTupelo Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,563.00 Homeowner's exemption$62,984$629,840 Land $50,000 Building $579,840
2023$7,733.00 Homeowner's exemption$57,783$577,830 Land $50,000 Building $527,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 954 Clover Cv in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1984–2010)
Claims Outside the SFHA6 of 6
Most Recent ClaimMay 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 954 Clover Cv is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TUPELO
serves 37,000 people · EPA ID MS0410015
Water SourcePurchased surface water from N. E. MS. REGIONAL W/S
Last State InspectionApr 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: Tombigbee Fiber.

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