954 Champney, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 954 Champney, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,816 sqft · built 2007
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Jun 2013)
Tax Bill	$10,063 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`04-08853`

Property Details

APN / Parcel Number

Primary APN	`04-08853`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,816 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Raised Ranch
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	155 ft deep x 130 ft wide
Porch	Porch
Porch Area	896 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	954 CHAMPNEY
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-5466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	954 HAMPTON PLANT P-2
Legal Subdivision	0007-00
Legal Phase	2
Legal Block	22
Legal Lot Number	24
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1001
Census Tract	302

Owner

954 Champney is owned and occupied by an individual who bought it in June 2013.

Source: Glynn County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	954 CHAMPNEY, SAINT SIMONS ISLAND, GA 31522-5466
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2013 · Amount on File
Deed Sale	Jun 4, 2013 · Amount on File
Deed Document Number	20132473
Deed Book / Page	3171 / 468
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	954 CHAMPNEY, ST SIMONS ISLAND, GA 31522-5466
Document Number	0042910234
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	954 CHAMPNEY ST SIMONS ISLAND GA 315225466, ST SIMONS ISLAND, GA 31522-5466

Mortgage

Document Number	0042910234
Date	Oct 1, 2020
Book Page	004291/000234

Lender

Name	SYNOVUS BK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 30, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 954 Champney was $10,063, up 3.1% from the year before.

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,063.00 (+3.08%)	$401,280 (+3.08%) Land $72,000 Building $329,280	$1,003,200 (+3.08%) Land $180,000 Building $823,200
2025	$9,762.00	$389,280 Land $60,000 Building $329,280	$973,200 Land $150,000 Building $823,200
2023		$310,680 (+6.88%) Land $60,000 Building $250,680	$776,700 (+6.88%) Land $150,000 Building $626,700
2022	$7,289.00	$290,680 Land $40,000 Building $250,680	$726,700 Land $100,000 Building $626,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 954 Champney in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 497 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	619 units insured incl. 122 condo units
Nearby Flood Claims	23 (2016–2022)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Nov 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 16 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 954 Champney is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 98.5% of Georgia
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35