Kane County property record for 954 Ascot Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,449 sqft · built 1991 |
| Lot Size | 0.37 acres (1,617 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,000 (Jun 2018) |
| Tax Bill | $5,716 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-27-176-064 |
| Primary APN | 06-27-176-064 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,449 sqft Living Area |
| Gross Area | 1,904 sqft |
| Basement Area | 455 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Frame |
| Lot Area | 1,617 sqft (0.37 acres) |
| Lot Dimensions | 58 ft deep x 28 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 954 ASCOT DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE MEADOW SUB - NORTHEASTERLY 28.13 FT OF LOT 5 |
| Legal Subdivision | PINE MEADOW SUB |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 851908 |
Source: Kane County records · APN 06-27-176-064
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 954 ASCOT DR, ELGIN, IL 60123-6759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Jun 15, 2018 | Deed of Trust, Transfer · Conventional with PMI GUARANTEED RATE |
| Jun 26, 2018 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 28, 2018 · Amount on Record |
| Deed Sale | Jun 28, 2018 · Amount on Record |
| Prior Sale | Jul 16, 1997 · Amount on Record |
| Deed Document Number | 201830898 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 954 ASCOT DR, ELGIN, IL 60123-6759 |
| Document Number | 0000017022 |
| Instrument Date | Apr 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Address | 954 ASCOT DR ELGIN IL 601236759, ELGIN, IL 60123-6759 |
| Document Number | 0000017022 |
|---|---|
| Date | Apr 06, 2020 |
| Instrument | 17022 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 954 ASCOT DR, ELGIN, IL 60123-6759 |
| Document Number | 0000030899 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 954 ASCOT DR ELGIN IL 601236759, ELGIN, IL 60123-6759 |
| Document Number | 0000030899 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 30899 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 26, 2018 |
| Property Address | 954 ASCOT DR, ELGIN, IL 60123-6759 |
| Document Number | 0000030898 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 30898 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $259.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 954 ASCOT DR ELGIN IL 601236759, ELGIN, IL 60123-6759 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,716.00 (+15.83%) Homeowner's exemption | ||
| 2024 | $76,381 (+21.4%) Land $13,077 Building $63,304 | $229,235 (+21.44%) Land $39,247 Building $189,988 | |
| 2022 | $4,935.00 (+4.73%) Homeowner's exemption | $62,919 (+6.96%) Land $10,772 Building $52,147 | $188,757 (+6.96%) Land $32,316 Building $156,441 |
| 2021 | $4,712.00 Homeowner's exemption | $58,825 Land $10,071 Building $48,754 | $176,475 Land $30,213 Building $146,262 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Radiate Holdings.
Based on FCC filings for 336 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-ROLLINS private · serves 231 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Copper | 1.41 mg/L (2019–2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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