9539 Spurwig Ct, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 9539 Spurwig Ct, Charlotte, NC 28278

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 4,830 sqft · built 2020
Lot Size	0.215 acres (9,399 sqft)
Owner	Individual Name on Record
Last Sale	$464,000 (Jan 2021)
Tax Bill	$4,161 (2023)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-282-08`

Property Details

APN / Parcel Number

Primary APN	`217-282-08`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,830 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Lot Area	9,399 sqft (0.215 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	217-282-08
Street Address	9539 SPURWIG CT
City	CHARLOTTE
State	NC
Zip	28278-9021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L102 M48-491
Legal Subdivision	WHISPERING PINES
Legal Lot Number	102
Jurisdiction	MECKLENBURG NC
Township / Civil Division	3, STEELE CREEK
Census Block Group	1
Census Block	1011
Census Tract	5926

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9539 SPURWIG CT, CHARLOTTE, NC 28278-9021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Feb 26, 2020	Grant Deed, Transfer ATTORNEY ONLY
Feb 2, 2018	Grant Deed, Construction Loan · Line of Credit UNITED CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	Feb 26, 2020 · Amount on Record
Deed Document Number	0035580844
Deed Book / Page	35580 / 844
Record Updated	Jun 7, 2026

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 22, 2021
Property Address	9539 SPURWIG CT, CHARLOTTE, NC 28278-9021
Document Number	0000013117
Book / Page	35580 / 844
Map Reference	MB 48 PG 491
Instrument Date	Jan 21, 2021
Instrument	2021013117
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$928.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11710 PLAZA AMERICA DR # DR1100, 11710, RESTON, VA 20190-4742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9539 SPURWIG CT, CHARLOTTE, NC 28278-9021

Mortgage

Document Number	0000013118
Date	Jan 22, 2021
Instrument	2021013118

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 26, 2020
Property Address	9539 SPURWIG CT, CHARLOTTE, NC 28278-9021
Document Number	0000026706
Book / Page	034315 / 000398
Instrument Date	Feb 24, 2020
Instrument	26706
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$6,669.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11710 PLAZA AMERICA DR #1100 RESTON VA 201904771, 1100, RESTON, VA 20190-4771

February 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 2, 2018
Property Address	9539 SPURWIG CT, CHARLOTTE, NC 28278-9021
Book / Page	032443 / 000476
Instrument Date	Feb 1, 2018
Instrument	12682
Transaction Type	Construction Loan
Record Updated	Feb 16, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444

Mortgage

Document Number	0000012682
Date	Feb 2, 2018
Book Page	032443/000476
Instrument	12682

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	1001 POLK ST NW, MARIETTA, GA 30064-3141

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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