9539 E Southgate Dr, Inverness, FL 34450 Property Records

Citrus County property record for 9539 E Southgate Dr, Inverness, FL 34450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,546 sqft · built 1971
Lot Size	0.444 acres (19,348 sqft)
Owner	2 Individual Names on File
Last Sale	$363,500 (Feb 2025)
Tax Bill	$2,136 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-02-2C0G0-017.0`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-02-2C0G0-017.0`
Alternative APNs	`20E-19S-02-0000-2C0G0-0170` `0219S20E2C0G00170` `1719607`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,546 sqft Living Area
Gross Area	2,380 sqft
1st Floor Area	1,354 sqft
Flooring	Wood

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1981
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	19,348 sqft (0.444 acres)
Lot Dimensions	139 ft deep x 65 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	6 Parking Spaces
Porch	Screened Aluminum Porch
Porch Area	536 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1719607
Street Address	9539 E SOUTHGATE DR
City	INVERNESS
State	FL
Zip	34450-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR
Legal Description	POINT O WOODS UNIT NO. 3 UNREC SUB LOT 17 BLK G MORE PART DESC AS FOLLOWS: COM SW COR SE 1/4 SEC 2 TWN 19S RNG 20E; THN S 89 DEG 41M 50S E ALONG S LINE SAID SEC 2 280.51 FT THN N 0 DEG 18M 10S E 55 FT THN S 89 DEG 41M 50S E PARALLEL SAID S LINE 828.4
Legal Range	20E
Legal Township	19S
Legal Section	02
Legal Subdivision	POINT O`WOODS UNIT 3 UNREC
Legal Block	G
Legal Lot Number	17
Legal Unit	3
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1022
Census Tract	450901

Owner

9539 E Southgate Dr is owned by two individuals who bought it in February 2025.

Source: Citrus County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4110 ARLINGTON RIDGE BLVD, LEESBURG, FL 34748-1220
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · Commercial Mortgage BRANNEN BANK
Jan 17, 2023	Intrafamily Transfer, Transfer
Apr 4, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC
Dec 24, 2018	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2025 · Amount on File
Deed Sale	Feb 17, 2025 · Amount on File
Prior Sale	Apr 4, 2022 · Amount on File
Deed Document Number	20259332
Deed Book / Page	3540 / 1340
Prior Transfer Date	Dec 30, 2022
Prior Transfer Doc	0033481692
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	9539 E SOUTHGATE DR, INVERNESS, FL 34450-1908
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9539 E SOUTHGATE DR, INVERNESS, FL 34450-1908

Mortgage

Document Number	0033940278
Date	Jul 12, 2023
Book Page	3394/278
Instrument	2023040393

Lender

Name	BRANNEN BANK
Type	Bank
Address	INVERNESS, FL 34450

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 7, 2033

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Jan 17, 2023
Property Address	9539 E SOUTHGATE DR, INVERNESS, FL 34450-1908
Document Number	0033481692
Book / Page	3348 / 1692
Instrument Date	Dec 30, 2022
Instrument	2023002758
Transaction Type	Transfer
Record Updated	Feb 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9539 E SOUTHGATE DR, INVERNESS, FL 34450-1908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9539 E SOUTHGATE DR, INVERNESS, FL 34450-1908

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 4, 2022
Property Address	9539 E SOUTHGATE DR, INVERNESS, FL 34450-1908
Document Number	0032700087
Book / Page	3270 / 87
Instrument Date	Mar 28, 2022
Instrument	2022023529
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$1,647.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5911 TROUBLE CREEK RD, 5911, NEW PORT RICHEY, FL 34652-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 SHERWOOD AVE, INVERNESS, FL 34450-6887

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	9539 E SOUTHGATE DR, INVERNESS, FL 34450-1908
Document Number	0029491744
Instrument Date	Dec 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9539 E SOUTHGATE DR INVERNESS FL 344501908, INVERNESS, FL 34450-1908

Mortgage

Document Number	0029491744
Date	Jan 8, 2019
Book Page	002949/001744
Instrument	841

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 7, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9539 E Southgate Dr was $2,136, up 5.5% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,136.00 (+5.48%)	$171,310 (-17.88%)	$198,504 (-4.84%) Land $38,220 Building $160,284
2024	$2,025.00 (+2.69%) Homeowner's exemption Additional exemption filed	$208,606 (+3%) Land $38,220 Building $170,386	$208,606 (+3%) Land $38,220 Building $170,386
2023	$1,972.00 (-9%) Homeowner's exemption Additional exemption filed	$202,526 (+22.45%) Land $38,220 Building $164,306	$202,526 (+22.45%) Land $38,220 Building $164,306
2022	$2,167.00	$165,397 Land $21,200 Building $144,197	$165,397 Land $21,200 Building $144,197

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9539 E Southgate Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 154 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	40 (1982–2024)
Claims Outside the SFHA	2 of 40
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Frances, Oct 2004 · 17 claims Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9539 E Southgate Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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