Santa Rosa County property record for 9538 Rainier Cir, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,808 sqft · built 1992 |
| Lot Size | 0.362 acres (15,769 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $377,000 (May 2025) |
| Tax Bill | $3,670 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Oct 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-2S-26-3415-00000-0030 |
| Primary APN | 23-2S-26-3415-00000-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| Gross Area | 2,573 sqft |
| 1st Floor Area | 1,808 sqft |
| Utility Area | 16 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 15,769 sqft (0.362 acres) |
| Lot Dimensions | 170 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 574 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 175 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9538 RAINIER CIR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-2935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 3 RIVIERA BEACH AS DES IN OR 4610 PG 2006 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 23 |
| Legal Subdivision | RIVIERA BEACH |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10827 |
Source: Santa Rosa County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9538 RAINIER CIR, NAVARRE, FL 32566-2935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 18, 2022 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Oct 18, 2022 | Quit Claim Deed, Transfer FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC |
| Oct 28, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2025 · Amount on Record |
| Deed Sale | May 1, 2025 · Amount on Record |
| Prior Sale | Oct 18, 2022 · Amount on Record |
| Deed Document Number | 202519348 |
| Deed Book / Page | 4610 / 2006 |
| Prior Transfer Date | Sep 27, 2022 |
| Prior Transfer Doc | 0043361935 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 15, 2026 |
| Property Address | 9538 RAINIER CIR, NAVARRE, FL 32566-2935 |
| Document Number | 0000018700 |
| Book / Page | 4732 / 712 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202618700 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 9538 RAINIER CIR, NAVARRE, FL 32566-2935 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 18, 2022 |
| Property Address | 9538 RAINIER CIR, NAVARRE, FL 32566-2935 |
| Document Number | 0043361936 |
| Book / Page | 4336 / 1936 |
| Map Reference | MB E PG 73 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 202259323 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7520 BOYER ST, PHILADELPHIA, PA 19119-1603 |
| Name | Verified Name |
|---|---|
| Address | 9538 RAINIER CIR, NAVARRE, FL 32566-2935 |
| Document Number | 0043361938 |
|---|---|
| Date | Oct 18, 2022 |
| Book Page | 4336/1938 |
| Instrument | 202259324 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78728 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 18, 2022 |
| Property Address | 9538 RAINIER CIR, NAVARRE, FL 32566-2935 |
| Document Number | 0043361935 |
| Book / Page | 4336 / 1935 |
| Map Reference | MB E PG 73 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 202259322 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2022 |
| Title Company | FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7520 BOYER ST, 7520, PHILADELPHIA, PA 19119-1603 |
| Name | Verified Name |
|---|---|
| Address | 7520 BOYER ST, PHILADELPHIA, PA 19119-1603 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 28, 2020 |
| Property Address | 9538 RAINIER CIR, NAVARRE, FL 32566-2935 |
| Document Number | 0040201955 |
| Book / Page | 004020 / 001955 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 56448 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 7520 BOYER ST PHILADELPHIA PA 191191603, PHILADELPHIA, PA 19119-1603 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,670.00 (+0.63%) | $306,348 (+0.17%) Land $70,000 Building $236,348 | $306,348 (+0.17%) Land $70,000 Building $236,348 |
| 2024 | $3,647.00 (+3.99%) | $305,835 (+5.57%) Land $60,000 Building $245,835 | $305,835 (+5.57%) Land $60,000 Building $245,835 |
| 2023 | $3,507.00 (+88.95%) | $289,705 (+57.12%) Land $50,000 Building $239,705 | $289,705 (+3.05%) Land $50,000 Building $239,705 |
| 2022 | $1,856.00 Homeowner's exemption | $184,388 | $281,119 Land $50,000 Building $231,119 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 248 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 271 units insured incl. 23 condo units |
| Nearby Flood Claims | 31 (1995–2020) |
| Claims Outside the SFHA | 7 of 31 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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