9538 Rainbow Ter, Union, KY 41091 Property Records

Boone County property record for 9538 Rainbow Ter, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,954 sqft · built 2016
Owner	Individual Name on Record
Last Sale	$620,000 (Jun 2025)
Tax Bill	$4,914 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2022 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`051.00-13-091.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-13-091.00`
Alternative APN	`50232`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,954 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	9538 RAINBOW TER
City	UNION
State	KY
Zip	41091-8752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 91 SEC 5 WESTBROOK ESTATES
Legal Subdivision	WESTBROOK ESTATES
Legal Lot Number	91
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3009
Census Tract	70318

Owner

Source: Boone County records, as of November 21, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9538 RAINBOW TER, UNION, KY 41091-8752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2025 · Amount on Record
Deed Sale	Jun 11, 2025 · Amount on Record
Prior Sale	Sep 6, 2016 · Amount on Record
Deed Document Number	1139437
Deed Book / Page	D1240 / 710
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	9538 RAINBOW TER, UNION, KY 41091-8752
Transaction Type	Mortgage
Record Updated	Dec 2, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4565/135
Date	Jan 19, 2022
Book Page	M4565/135
Instrument	859186

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	9538 RAINBOW TER, UNION, KY 41091-8752
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9538 RAINBOW TER, UNION, KY 41091-8752

Mortgage

Document Number	0M4605/278
Date	Jun 6, 2022
Book Page	M4605/278
Instrument	872757

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	May 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Union City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,914.00 (-1.78%)	$433,100 (-) Land $125,000 Building $308,100
2024			$433,100 (-) Land $125,000 Building $308,100
2023	$5,003.00 (+2.9%)	$433,100 (-) Land $125,000 Building $308,100	$433,100 (-) Land $125,000 Building $308,100
2022	$4,862.00	$433,100 Land $125,000 Building $308,100	$433,100 Land $125,000 Building $308,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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