9538 Gary St, Fort Smith, AR 72903 Property Records

Sebastian County property record for 9538 Gary St, Fort Smith, AR 72903

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,006 sqft · built 1979
Lot Size	0.212 acres (9,235 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Sep 2020)
Tax Bill	$1,770 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10072-0063-00000-00`

Property Details

APN / Parcel Number

Primary APN	`10072-0063-00000-00`
Alternative APN	`76456`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,006 sqft Living Area
Gross Area	2,468 sqft
1st Floor Area	2,006 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	14 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	903 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	85 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	76456
Street Address	9538 GARY ST
City	FORT SMITH
State	AR
Zip	72903-5684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63
Legal Range	31
Legal Township	08
Legal Section	29
Legal Subdivision	APPLE GATE
Legal Block	1
Legal Lot Number	63
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	1
Census Block	1011
Census Tract	1305

Owner

9538 Gary St is owned and occupied by an individual who bought it in September 2020.

Source: Sebastian County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	9538 GARY ST, FORT SMITH, AR 72903-5684
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Prior Sale	Aug 2, 1994 · Amount on File
Deed Document Number	202021981
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	2020F21981
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Sep 14, 2020
Property Address	9538 GARY ST, FORT SMITH, AR 72903-5684
Document Number	2020F21981
Instrument Date	Sep 11, 2020
Instrument	2020F-21981
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9300 SHIRECREST DR, 9300, FORT SMITH, AR 72916-5021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9538 GARY ST, FORT SMITH, AR 72903-5684

Mortgage

Document Number	2020F21982
Date	Sep 14, 2020
Instrument	2020F-21982

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 9538 Gary St was $1,770 with a homeowner's exemption.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,770.00 Homeowner's exemption	$44,259 (-) Land $8,000 Building $36,259	$221,295 (-) Land $40,000 Building $181,295
2025	$1,770.00 Homeowner's exemption	$44,259 Land $8,000 Building $36,259	$221,295 Land $40,000 Building $181,295
2023	$1,261.00 Homeowner's exemption	$29,050 Land $6,000 Building $23,050	$145,250 Land $30,000 Building $115,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9538 Gary St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9538 Gary St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.5% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20