9538 118th St, Seminole, FL 33772 Property Records

Pinellas County property record for 9538 118th St, Seminole, FL 33772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,623 sqft · built 1975
Lot Size	0.172 acres (7,484 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Mar 2024)
Tax Bill	$3,692 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-751-6157-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-751-6157-0`
Alternative APNs	`21-30-15-79696-000-1580` `301521796960001580` `153021796960001580` `R228091`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,623 sqft Living Area
Gross Area	2,166 sqft
1st Floor Area	1,623 sqft
Flooring	Carpet

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,484 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	60 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R228091
Street Address	9538 118TH ST
City	SEMINOLE
State	FL
Zip	33772-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SEMINOLE GROVE ESTATES EAST ADDITION LOT 158
Legal Range	15E
Legal Township	30S
Legal Section	21
Legal Subdivision	SEMINOLE GROVE ESTATES
Legal Tract	79696
Legal Lot Number	158
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	3
Census Block	3004
Census Tract	25113

Owner

9538 118th St is owned and occupied by two individuals who bought it in March 2024.

Source: Pinellas County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9538 118TH ST, SEMINOLE, FL 33772-2711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ENT CU
Mar 22, 2024	Warranty Deed, Transfer LEADING EDGE TITLE/BRANDON LLC, LEADING EDGE TTL OF BRANDON
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2024 · Amount on File
Deed Sale	Mar 22, 2024 · Amount on File
Prior Sale	Aug 19, 2014 · Amount on File
Deed Document Number	202472008
Deed Book / Page	22742 / 440
Prior Transfer Date	May 25, 1993
Prior Transfer Doc	8299002372
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	9538 118TH ST, SEMINOLE, FL 33772-2711
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9538 118TH ST, SEMINOLE, FL 33772-2711

Mortgage

Document Number	0234650042
Date	Feb 25, 2026
Book Page	23465/42
Instrument	2026050595

Lender

Name	ENT CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	10.8%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 22, 2024
Property Address	9538 118TH ST, SEMINOLE, FL 33772-2711
Document Number	0227420440
Book / Page	22742 / 440
Map Reference	MB 72 PG 40
Instrument Date	Mar 18, 2024
Instrument	2024072008
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	LEADING EDGE TITLE/BRANDON LLC, LEADING EDGE TTL OF BRANDON

Transaction

Amount	Amount on Record
Tax	$3,955.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 WESTVIEW AVE, HUBBARD, OH 44425-1963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9538 118TH ST, SEMINOLE, FL 33772-2711

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	9538 118TH ST, SEMINOLE, FL 33772-2711
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9538 118TH ST, SEMINOLE, FL 33772-2711

Mortgage

Document Number	0217501539
Date	Oct 7, 2021
Book Page	21750/1539
Instrument	2021328008

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9538 118th St was $3,692 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,692.00 Homeowner's exemption	$236,338	$487,294 Land $180,284 Building $307,010
2023	$3,647.00 (+2.7%) Homeowner's exemption	$239,985 (+3%)	$398,712 (+10.74%) Land $197,931 Building $200,781
2022	$3,551.00 Homeowner's exemption	$232,995	$360,028 Land $207,460 Building $152,568

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9538 118th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9538 118th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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