Norfolk City property record for 9537 20th Bay St, Norfolk, VA 23518
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,450 sqft · built 1948 |
| Lot Size | 0.174 acres (7,597 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Jan 2022) |
| Tax Bill | $4,053 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Nov 2021 Sale & Line of Credit + 1 more |
| APN | 09087000 |
| Primary APN | 09087000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,450 sqft Total Area |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,597 sqft (0.174 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 9537 20TH BAY ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23518-6232 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R11 |
| Legal Description | 63 & 64 BLK 33 E O VIEW #2 |
| Legal Subdivision | EAST OCEAN VIEW PLAT A |
| Legal Block | 33 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 6502 |
9537 20th Bay St, a duplex, is owned and occupied by an individual who bought it in January 2022.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9537 20TH BAY ST, NORFOLK, VA 23518-6232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Nov 15, 2021 | Warranty Deed, Transfer · Line of Credit 1ST ADVANTAGE FEDERAL CREDIT UNION |
| Jan 26, 2018 | Deed of Trust, Mortgage · Line of Credit 3RD PARTY INDIVIDUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on File |
| Deed Sale | Jan 31, 2022 · Amount on File |
| Prior Sale | Nov 15, 2021 · Amount on File |
| Deed Document Number | 20222641 |
| Prior Transfer Date | Jan 22, 2010 |
| Prior Transfer Doc | 0000006364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Jan 31, 2022 |
| Property Address | 9537 20TH BAY ST, NORFOLK, VA 23518-6232 |
| Document Number | 0220002641 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 220002641 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9537 20TH BAY ST, NORFOLK, VA 23518-6232 |
| Document Number | 0220002642 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 220002642 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Nov 15, 2021 |
| Property Address | 9537 20TH BAY ST, NORFOLK, VA 23518-6232 |
| Document Number | 210035419 |
| Instrument Date | Nov 2, 2021 |
| Instrument | 210035419 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1505 OAK HILL CT, VIRGINIA BEACH, VA 23454-3130 |
| Document Number | 210035420 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 210035420 |
| Name | 1ST ADVANTAGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 9537 20TH BAY ST, NORFOLK, VA 23518-6232 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 180001611 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 180001611 |
| Name | 3RD PARTY INDIVIDUAL |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2026 property tax bill for 9537 20th Bay St was $4,053, up 4.2% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,053.00 (+4.24%) | $324,300 (+2.59%) Land $171,600 Building $152,700 | $324,300 (+2.59%) Land $171,600 Building $152,700 |
| 2025 | $3,888.00 | $316,100 Land $163,400 Building $152,700 | $316,100 Land $163,400 Building $152,700 |
| 2023 | $3,120.00 | $249,600 Land $129,800 Building $119,800 | $249,600 Land $129,800 Building $119,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 9537 20th Bay St; there have been 9 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 182 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 205 units insured incl. 23 condo units |
| Nearby Flood Claims | 9 (2009–2025) |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9537 20th Bay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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