95352 Douglas Rd, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 95352 Douglas Rd, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,117 sqft · built 1993
Lot Size0.983 acres (42,841 sqft)
OwnerIndividual Name on Record
Last Sale$117,000 (Dec 2009)
Tax Bill$1,935 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN45-2N-28-550A-0001-0150

Property Details

APN / Parcel Number

Primary APN45-2N-28-550A-0001-0150

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,117 sqft Heated Area
Gross Area3,820 sqft
1st Floor Area1,330 sqft
Upper Floors Area787 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area42,841 sqft (0.983 acres)
Garage Area483 sqft
PorchOpen Porch
Porch Area760 sqft
Patio Area460 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address95352 DOUGLAS RD
CityFERNANDINA BEACH
StateFL
Zip32034-1271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionBLOCK 1 LOT 15 IN OR 1652/1035 SPRING HILL SUB PB 5/32
Legal Range28E
Legal Township02N
Legal Section45
Legal SubdivisionSPRING HILL SUB
Legal Block1
Legal Lot Number15
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1000
Census Tract50309

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address95352 DOUGLAS RD, FERNANDINA BEACH, FL 32034-1271
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2009 · Amount on Record
Deed SaleDec 10, 2009 · Amount on Record
Prior SaleDec 10, 2009
Deed Document Number200932480
Deed Book / Page1652 / 1035
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address95352 DOUGLAS RD, FERNANDINA BEACH, FL 32034-1271
Transaction TypeMortgage
Record UpdatedJun 24, 2022
Title CompanyHB TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address95352 DOUGLAS RD, FERNANDINA BEACH, FL 32034-1271

Mortgage

Document Number0024040089
DateOct 29, 2020
Book Page2404/89
Instrument202045034812
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,935.00 (+1.63%) Homeowner's exemption$166,413 (+2.9%)$373,243 (+8.02%) Land $100,000 Building $273,243
2024$1,904.00 (+1.87%) Homeowner's exemption$161,723 (+3%)$345,534 (+3.41%) Land $85,000 Building $260,534
2023$1,869.00 (+11.38%) Homeowner's exemption$157,013 (+3%)$334,128 (+30.35%) Land $85,000 Building $249,128
2022$1,678.00 Homeowner's exemption$152,440$256,330 Land $50,000 Building $206,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 98 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies98 in force
Nearby Flood Claims16 (2016–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 7 claims
  • Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: IQ Fiber.

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