Lake County property record for 9534 Cypress Ave, Munster, IN 46321
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,008 sqft · built 1967 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | Individual Name on File |
| Last Sale | $351,120 (Sep 2025) |
| Tax Bill | $3,353 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 007-18-28-0261-0012 |
| Primary APN | 007-18-28-0261-0012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Living Area |
| 1st Floor Area | 2,184 sqft |
| Family Room | Family Room |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,102 sqft (0.186 acres) |
| Lot Dimensions | 135 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9534 CYPRESS AVE |
|---|---|
| City | MUNSTER |
| State | IN |
| Zip | 46321-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRMEADOW 5TH ADD. ALL L.12 BL.1 |
| Legal Subdivision | FAIRMEADOW 5TH ADD |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 40403 |
9534 Cypress Ave is owned and occupied by an individual who bought it in September 2025.
Source: Lake County records, as of August 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9534 CYPRESS AVE, MUNSTER, IN 46321-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2025 · Amount on File |
| Deed Sale | Sep 8, 2025 · Amount on File |
| Prior Sale | Apr 2, 2013 · Amount on File |
| Deed Document Number | 2025534189 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 29, 2026 |
| Property Address | 9534 CYPRESS AVE, MUNSTER, IN 46321-3416 |
| Document Number | 0000531914 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 2026531914 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9534 CYPRESS AVE, MUNSTER, IN 46321-3416 |
| Document Number | 0000531914, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 2026531914 |
| Name | RUOFF MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 9534 CYPRESS AVE, MUNSTER, IN 46321-3416 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Title Company | COMMUNITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003882 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021-503882 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Munster Town |
| Unified School District | Munster School Town (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $298,600 Land $52,100 Building $246,500 | $298,600 Land $52,100 Building $246,500 | |
| 2024 | $3,353.00 | ||
| 2023 | $256,800 (+5.12%) Land $51,800 Building $205,000 | $256,800 (+5.12%) Land $51,800 Building $205,000 | |
| 2022 | $3,203.00 Homeowner's exemption | $244,300 Land $51,800 Building $192,500 | $244,300 Land $51,800 Building $192,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9534 Cypress Ave in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2009–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9534 Cypress Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures