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9532 Rachel Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9532 Rachel Rd, Clay, MI 48001 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,896 sqft · built 2001
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on File
Tax Bill$3,240 (2024)
Deeds & MortgagesDec 2023 Transfer
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN74-01-172-0041-000

Property Details

APN / Parcel Number

Primary APN74-01-172-0041-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,896 sqft Living Area

Exterior

Year BuiltBuilt 2001
Lot Area8,276 sqft (0.189 acres)
Lot Dimensions120 ft deep x 70 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number74011720041000
Street Address9532 RACHEL RD
CityCLAY
StateMI
Zip48001-4813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 41 TIMBER RIDGE SUBDIVISION NO. 2
Legal SubdivisionTIMBER RIDGE SUBDIVISION
Legal Lot Number41
JurisdictionSAINT CLAIR MI
Township / Civil DivisionALGONAC
Census Block Group3
Census Block3004
Census Tract649000

Owner

Source: St. Clair County records · APN 74-01-172-0041-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address9532 RACHEL RD, CLAY, MI 48001-4813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Intrafamily Transfer, Transfer
Sep 20, 2021Deed of Trust, Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 20, 2023
Transfer Doc0005677911
Record UpdatedJun 07, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAINT CLAIR MI
Recording DateDec 20, 2023
Property Address9532 RACHEL RD, CLAY, MI 48001-4813
Document Number0005677911
Book / Page5677 / 911
Map ReferenceLB 102 PG 3
Instrument DateDec 16, 2023
Instrument2023021978
Transaction TypeTransfer
Record UpdatedJan 16, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9532 RACHEL RD, CLAY, MI 48001-4813

Transferred To (Grantee/Buyer)

NameVerified Name
Address9532 RACHEL RD, CLAY, MI 48001-4813

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address9532 RACHEL RD, CLAY, MI 48001-4813
Transaction TypeMortgage
Record UpdatedOct 11, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9532 RACHEL RD, CLAY, MI 48001-4813

Mortgage

Document Number5422909
DateSep 20, 2021
Book Page5422/909
Instrument2021026707
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term180 Months
DueSep 01, 2036

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$144,800 (+17.92%)
2024$3,240.00 (+12.19%)$289,600 (+17.92%)
2023$122,800
2022$2,888.00$245,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 25 individual NFIP policies nearby
Nearby Flood Policies25 in force
Nearby Flood Claims1 (2000)
Most Recent ClaimAug 2000, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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