9531 River Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 9531 River Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	7 ba · 10,321 sqft · built 1989
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,550,000 (Jul 2007)
Tax Bill	$30,674 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02639972`

Property Details

APN / Parcel Number

Primary APN	`10-02639972`
Alternative APN	`02639972`

Interior

Full Baths	7 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	10,321 sqft Living Area
Gross Area	12,001 sqft
1st Floor Area	4,602 sqft
Attic	Attic
Attic Area	1,137 sqft
Basement Area	2,200 sqft
Finished Basement	2,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Slate
Lot Area	87,556 sqft
Garage Type	Attached
Garage Area	1,680 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Breezeway
Porch Area	251 sqft
Patio Area	392 sqft
Breezeway	Breezeway
Gazebo	120 sqft
Tennis Court	Tennis Court
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	02639972
Street Address	9531 RIVER RD
City	POTOMAC
State	MD
Zip	20854-4635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	FALCONHURST
Legal Subdivision	FALCONHURST
Legal Block	3
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3008
Census Tract	706005

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9531 RIVER RD, POTOMAC, MD 20854-4635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2007 · Amount on Record
Deed Sale	Jul 11, 2007 · Amount on Record
Prior Sale	Apr 20, 2006
Deed Document Number	200780887
Transfer Doc	0000078036
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	9531 RIVER RD, POTOMAC, MD 20854-4635
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	GEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9531 RIVER RD, POTOMAC, MD 20854-4635

Mortgage

Document Number	0642790062
Date	Oct 14, 2021
Book Page	64279/62

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	1-Year CMT
Margin	3
Max Rate	7.37%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,716,833 (+2.42%)	$2,845,100 (+7.25%) Land $732,900 Building $2,112,200
2025	$30,674.00 (-0.75%)	$2,652,700 (+2.35%) Land $732,900 Building $1,919,800	$2,652,700 (-) Land $732,900 Building $1,919,800
2024	$30,907.00 (+9.53%)
2023		$2,591,833	$2,652,700 Land $732,900 Building $1,919,800
2022	$28,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1979–2025)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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