9530 Prospect Ave, Lakeside, CA 92040 Property Records

San Diego County property record for 9530 Prospect Ave, Lakeside, CA 92040 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,248 sqft · built 1954
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jun 2020)
Tax Bill	$6,395 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`394-241-10-00`

Property Details

APN / Parcel Number

Primary APN	`394-241-10-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	6,900 sqft (0.158 acres)
View / Lot	Good

Location & Zoning

Street Address	9530 PROSPECT AVE
City	LAKESIDE
State	CA
Zip	92040-4110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 /EXC W 195 FT/ TR 002499
Legal Subdivision	LEMON CREST
Legal Tract	002499
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	16807

Owner

Source: San Diego County records · APN 394-241-10-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9530 PROSPECT AVE, LAKESIDE, CA 92040-4110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 04, 2020	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Feb 07, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Feb 07, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2020 · Amount on Record
Deed Sale	Jun 04, 2020 · Amount on Record
Deed Document Number	2020286945
Prior Transfer Date	Aug 25, 1997
Prior Transfer Doc	0000468861
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9530 PROSPECT AVE, LAKESIDE, CA 92040-4110
Transaction Type	Mortgage
Record Updated	Oct 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9530 PROSPECT AVE, LAKESIDE, CA 92040-4110

Mortgage

Document Number	0000261571
Date	Sep 27, 2023
Instrument	2023-0261571

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Jul 01, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 04, 2020
Property Address	9530 PROSPECT AVE, LAKESIDE, CA 92040-4110
Document Number	0000286945
Map Reference	MAP 2499
Instrument Date	May 21, 2020
Instrument	2020-0286945
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9530 PROSPECT AVE, LAKESIDE, CA 92040-4110

Mortgage

Document Number	0000286946
Date	Jun 04, 2020
Instrument	2020-0286946

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Mortgage

Document Number	0000286948
Date	Jun 04, 2020
Instrument	2020-0286948

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 07, 2020
Property Address	9530 PROSPECT AVE, LAKESIDE, CA 92040-4110
Document Number	0000063579
Instrument Date	Jan 29, 2020
Instrument	63579
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8812 GARDENA WAY LAKESIDE CA 920404940, LAKESIDE, CA 92040-4940

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 07, 2020
Property Address	9530 PROSPECT AVE, LAKESIDE, CA 92040-4110
Document Number	0000063578
Instrument Date	Jan 29, 2020
Instrument	63578
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8812 GARDENA WAY LAKESIDE CA 920404940, LAKESIDE, CA 92040-4940

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$485,246 (+2%) Land $306,766 Building $178,480
2025	$6,395.00 (+6.89%) Homeowner's exemption	$475,732 (+4.04%) Land $300,751 Building $174,981
2023	$5,983.00 (+1.96%) Homeowner's exemption	$457,260 Land $289,073 Building $168,187
2022	$5,868.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	20 (1978–1985)
Most Recent Claim	Nov 1985, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 510 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Wyyerd Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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