9530 Mountain Lake Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 9530 Mountain Lake Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,662 sqft · built 1998
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on File
Last Sale	$349,000 (Mar 2002)
Tax Bill	$3,109 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`114N A 037`

Property Details

APN / Parcel Number

Primary APN	`114N A 037`
Alternative APN	`0000135161`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,662 sqft Living Area

Exterior

Year Built	Built 1998
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	53,579 sqft (1.23 acres)
Lot Dimensions	309 ft deep x 225 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000135161
Street Address	9530 MOUNTAIN LAKE DR
City	OOLTEWAH
State	TN
Zip	37363-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 35 MOUNTAIN LAKE ESTATES PB52 PG128 REV PB58 PG180 OUT OF 123-91 FOR 1995
Legal Range	199
Legal Subdivision	MOUNTAIN LAKE ESTATE
Legal Lot Number	35
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	11206

Owner

9530 Mountain Lake Dr is owned and occupied by two individuals who bought it in March 2002.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	9530 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 31, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2002 · Amount on File
Deed Sale	Mar 12, 2002 · Amount on File
Prior Sale	May 9, 2000 · Amount on File
Deed Document Number	2002031200161
Deed Book / Page	6177 / 392
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9530 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6209
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000306
Date	Nov 30, 2021
Book Page	12752/625
Instrument	2021113000306

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9530 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6209
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9530 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6209

Mortgage

Document Number	0000000021
Date	Oct 31, 2024
Book Page	13747/631
Instrument	2024103100021

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9530 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6209
Document Number	1108000095
Instrument Date	Nov 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9530 MOUNTAIN LAKE DR OOLTEWAH TN 373636209, OOLTEWAH, TN 37363-6209

Mortgage

Document Number	1108000095
Date	Nov 8, 2018
Book Page	011497/000549
Instrument	181108000095

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2048

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 29, 2017
Property Address	9530 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6209
Document Number	0000000164
Book / Page	011140 / 000840
Instrument Date	Aug 25, 2017
Instrument	164
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2097 DALTON GA 30722, DALTON, GA 30722

Tax Assessment & Valuation

The 2025 property tax bill for 9530 Mountain Lake Dr was $3,109, up 3.5% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,109.00 (+3.46%)	$205,150 (+52.73%)	$820,600 (+52.73%) Land $100,000 Building $720,600
2024	$3,005.00 (-0.3%)	$134,325 (-)	$537,300 (-) Land $90,000 Building $447,300
2023	$3,014.00	$134,325	$537,300 Land $90,000 Building $447,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9530 Mountain Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9530 Mountain Lake Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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