953 Wakefield Ct, El Cajon, CA 92020 Property Records

San Diego County property record for 953 Wakefield Ct, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,406 sqft · built 1957
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$546,000 (Jul 2018)
Tax Bill	$8,550 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`481-110-42-00`

Property Details

APN / Parcel Number

Primary APN	`481-110-42-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,406 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	953 WAKEFIELD CT
City	EL CAJON
State	CA
Zip	92020-2074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 21 TR 003313
Legal Subdivision	MILLBURY TERRACE
Legal Tract	003313
Legal Block	3
Legal Lot Number	21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	16201

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	953 WAKEFIELD CT, EL CAJON, CA 92020-2074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Aug 9, 2021	Deed of Trust, Mortgage CABRILLO CU
Jul 10, 2018	Grant Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Mar 13, 2018	Trustee's Deed, Construction Loan · Construction Mortgage DINH M T NGUYEN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Prior Sale	Sep 13, 2012 · Amount on Record
Deed Document Number	2018280427
Prior Transfer Date	Aug 20, 2012
Prior Transfer Doc	0000555041
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	953 WAKEFIELD CT, EL CAJON, CA 92020-2074
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	953 WAKEFIELD CT, EL CAJON, CA 92020-2074

Mortgage

Document Number	0000457581
Date	Jun 23, 2021
Instrument	2021-0457581

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	953 WAKEFIELD CT, EL CAJON, CA 92020-2074
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000563338
Date	Aug 9, 2021
Instrument	2021-0563338

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Amount	Amount Recorded
Term	299 Months
Due	Jul 28, 2046

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 10, 2018
Property Address	953 WAKEFIELD CT, EL CAJON, CA 92020-2074
Document Number	0000280427
Map Reference	MAP 3313
Instrument Date	Jun 15, 2018
Instrument	2018-0280427
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	953 WAKEFIELD CT, EL CAJON, CA 92020-2074

Mortgage

Document Number	0000280428
Date	Jul 10, 2018
Instrument	2018-0280428

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2018
Property Address	953 WAKEFIELD CT, EL CAJON, CA 92020-2074
Instrument Date	Mar 2, 2018
Instrument	98761
Transaction Type	Construction Loan
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	953 WAKEFIELD CT EL CAJON CA 920202074, EL CAJON, CA 92020-2074

Mortgage

Document Number	0000098761
Date	Mar 13, 2018
Instrument	98761

Lender

Name	DINH M T NGUYEN
Address	5700 S GESSNER RD # L, HOUSTON, TX 77036-1694

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 12, 2019

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$627,490 (+2%) Land $285,802 Building $341,688
2025	$8,550.00 (+13.94%)	$615,188 (+5.09%) Land $280,199 Building $334,989
2023	$7,504.00 (+0.62%)	$585,419 Land $263,437 Building $321,982
2022	$7,458.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1980–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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