953 Severts Ln, Jefferson, NC 28640 Property Records

Ashe County property record for 953 Severts Ln, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,929 sqft · built 1919
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Dec 2025)
Tax Bill	$969 (2026)
Deeds & Mortgages	Oct 2019 Refinance Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12383-070`

Property Details

APN / Parcel Number

Primary APN	`12383-070`
Alternative APNs	`123905770444` `105128` `115157` `120010`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,929 sqft Heated Area

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Conventional
Lot Area	217,800 sqft (5 acres)
Garage Area	192 sqft

Location & Zoning

Account Number	120010
Old Parcel Number	12383070
Street Address	953 SEVERTS LN
City	JEFFERSON
State	NC
Zip	28640-9002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 A FROM RANDALL L SMITH RT 1628 (DIRT)
Jurisdiction	ASHE NC
Township / Civil Division	OBIDS
Census Block Group	3
Census Block	3046
Census Tract	970801

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 297, GLENDALE SPRINGS, NC 28629-0297
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH CAROLINA HOUSING FINANCE AGENCY
Aug 22, 2023	Warranty Deed, Transfer
Oct 21, 2019	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Deed Document Number	20255685
Deed Book / Page	580 / 300
Prior Transfer Date	Oct 25, 2005
Prior Transfer Doc	00337/0723
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	953 SEVERTS LN, JEFFERSON, NC 28640
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00505/2324
Date	Oct 21, 2019
Book Page	505/2324
Instrument	4774

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Aug 22, 2023
Property Address	953 SEVERTS LN, JEFFERSON, NC 28640
Document Number	00555/1109
Book / Page	555 / 1109
Instrument Date	Aug 21, 2023
Instrument	3675
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 170, BOONE, NC 28607-0170

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	953 SEVERTS LN, JEFFERSON, NC 28640

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Oct 21, 2019
Property Address	953 SEVERTS LN, JEFFERSON, NC 28640
Document Number	00505/2307
Book / Page	505 / 2307
Instrument Date	Oct 17, 2019
Instrument	4772
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	953 SEVERTS LN, JEFFERSON, NC 28640
Investor	Possibly a Property Investor

Mortgage

Document Number	00505/2312
Date	Oct 21, 2019
Book Page	505/2312
Instrument	4773

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$969.00	$181,600 (-) Land $43,000 Building $138,600	$181,600 (-) Land $43,000 Building $138,600
2025	$969.00 (+3.86%)	$181,600 (-) Land $43,000 Building $138,600	$181,600 (-) Land $43,000 Building $138,600
2023	$933.00 (+8.11%)	$181,600 (+47.64%) Land $43,000 Building $138,600	$181,600 (+47.64%) Land $43,000 Building $138,600
2022	$863.00	$123,000 Land $39,000 Building $84,000	$123,000 Land $39,000 Building $84,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Severts Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures