953 Marsh Ln, Charlottesville, VA 22903 Property Records

Albemarle County property record for 953 Marsh Ln, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,505 sqft · built 2015
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Individual Names on File
Last Sale	$787,970 (Dec 2015)
Tax Bill	$10,944 (2026)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060K0-00-00-04900`

Property Details

APN / Parcel Number

Primary APN	`060K0-00-00-04900`
Alternative APN	`22626`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,505 sqft Finished Area
Basement Area	1,671 sqft
Finished Basement	1,300 sqft
Unfinished Basement	371 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Slate
Lot Area	7,754 sqft (0.178 acres)
View / Lot	Proximity to Airport
Garage Area	460 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	126 sqft
Patio Area	216 sqft
Kennel	Kennel

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	953 MARSH LN
City	CHARLOTTESVILLE
State	VA
Zip	22903-4684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COMMERCIAL
Legal Description	KENRIDGE 49
Legal Subdivision	KENRIDGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	2
Census Block	2000
Census Tract	11000

Owner

953 Marsh Ln is owned and occupied by two individuals who bought it in December 2015.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	953 MARSH LN, CHARLOTTESVILLE, VA 22903-4684
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2015 · Amount on File
Deed Sale	Dec 1, 2015 · Amount on File
Deed Document Number	201513339
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	953 MARSH LN, CHARLOTTESVILLE, VA 22903-4684
Document Number	0000012953
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	953 MARSH LN CHARLOTTESVILLE VA 229034684, CHARLOTTESVILLE, VA 22903-4684

Mortgage

Document Number	0000012953
Date	Sep 21, 2020
Book Page	005391/000022
Instrument	12953

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2050

Interest

Rate	2.8%

Tax Assessment & Valuation

The 2026 property tax bill for 953 Marsh Ln was $10,944, up 17.7% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,944.00 (+17.73%)	$1,224,200 (+17.72%) Land $325,000 Building $899,200	$1,224,200 (+17.72%) Land $325,000 Building $899,200
2025	$9,296.00	$1,039,900 Land $285,000 Building $754,900	$1,039,900 Land $285,000 Building $754,900
2023	$8,584.00	$1,005,200 Land $250,000 Building $755,200	$1,005,200 Land $250,000 Building $755,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 953 Marsh Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 953 Marsh Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20