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953 James Ter, Marathon, FL 33050 Property Records

Monroe County property record for 953 James Ter, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,242 sqft · built 2006
Lot Size0.118 acres (5,141 sqft)
Owner2 Individual Names on Record
Last Sale$326,600 (Dec 2016)
Tax Bill$5,043 (2024)
Deeds & MortgagesJun 2021 Mortgage
Oct 2022 Second Mortgage
Flood ZoneZone AE (high risk)
APN00323650-000000

Property Details

APN / Parcel Number

Primary APN00323650-000000
Alternative APNs
  • 09663200323650000000
  • 1397857

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,242 sqft Living Area
1st Floor Area1,242 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2011
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeGable
Roof MaterialMetal
Lot Area5,141 sqft (0.118 acres)
Garage TypeCarport
CarportCarport
Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1397857
Old Parcel Number09663200323650000000
Street Address953 JAMES TER
CityMARATHON
StateFL
Zip33050-4279
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 10 LT 2 HARBOR ISLES SEC A KEY VACA PB5-79 OR604-643 OR842-1484 OR926-492 OR967-107 OR1016-2091/92P/R OR1093-926/27
Legal Range32E
Legal Township66S
Legal Section09
Legal SubdivisionHARBOR ISLE SEC A
Legal Block10
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2017
Census Tract971300

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2360 NW 38TH PL, CAPE CORAL, FL 33993-3533
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 27, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2016 · Amount on Record
Deed SaleDec 30, 2016 · Amount on Record
Prior SaleFeb 4, 2005 · Amount on Record
Deed Document Number2105055
Deed Book / Page2832 / 2409
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address953 JAMES TER, MARATHON, FL 33050-4279
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address196 RIDGEFIELD AVE, BOGOTA, NJ 07603-1429

Mortgage

Document Number0031020276
DateJun 1, 2021
Book Page3102/276
Instrument2322795
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address953 JAMES TER, MARATHON, FL 33050-4279
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2360 NW 38TH PL, CAPE CORAL, FL 33993-3533
InvestorPossibly a Property Investor

Mortgage

Document Number0031990801
DateOct 27, 2022
Book Page3199/801
Instrument2395809
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$506,579 (+5.68%) Land $170,270 Building $336,309$506,579 (+5.68%) Land $170,270 Building $336,309
2024$5,043.00 (+4.65%)
2023$4,819.00 (+8.63%)$479,372 (+18.62%) Land $218,750 Building $260,622$479,372 (+18.62%) Land $218,750 Building $260,622
2022$4,436.00$404,135 Land $150,169 Building $253,966$404,135 Land $150,169 Building $253,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 320 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies439 units insured
incl. 119 condo units
Nearby Flood Claims296 (1979–2024)
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 109 claims
  • Hurricane Wilma, Oct 2005 · 98 claims
  • Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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