953 E Cedar Terrace Dr, Sandy, UT 84094 Property Records

Salt Lake County property record for 953 E Cedar Terrace Dr, Sandy, UT 84094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,686 sqft · built 1975
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$343,800 (Aug 2018)
Tax Bill	$2,696 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-32-131-017`

Property Details

APN / Parcel Number

Primary APN	`22-32-131-017`
Alternative APN	`22-32-131-017-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,686 sqft Living Area
Gross Area	2,238 sqft
1st Floor Area	1,158 sqft
Basement Area	528 sqft
Finished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	552 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Patio/Porch
Porch Area	24 sqft
Deck Area	300 sqft
Patio Area	440 sqft
Shed	1 Shed
Shed Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	953 E CEDAR TERRACE DR
City	SANDY
State	UT
Zip	84094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1108
Legal Description	LOT 508, PONDEROSA PARK #5 3899-0283 5851-1856 6422-0269 8456-5608 10108-6632
Legal Range	1E
Legal Township	3S
Legal Section	32
Legal Subdivision	PONDEROSA PARK
Legal Block	2
Legal Lot Number	508
Jurisdiction	SALT LAKE UT
Township / Civil Division	SALT LAKE CITY
Census Block Group	2
Census Block	2023
Census Tract	112611

Owner

Source: Salt Lake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	953 E CEDAR TERRACE CIR, SANDY, UT 84094-0222
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit BAY VIEW FEDERAL CREDIT UNION
Feb 17, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 27, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 27, 2018	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	Feb 15, 2013 · Amount on Record
Deed Document Number	201812836895
Deed Book / Page	10706 / 5251
Prior Transfer Date	Aug 21, 2018
Prior Transfer Doc	0012836895
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Recording Date	May 5, 2026
Property Address	953 E CEDAR TERRACE DR, SANDY, UT 84094
Document Number	0014538250
Book / Page	11661 / 821
Instrument Date	Apr 30, 2026
Instrument	202614538250
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	953 E CEDAR TERRACE DR, SANDY, UT 84094

Mortgage

Document Number	0014538250,
Date	May 5, 2026
Book Page	11661/821
Instrument	202614538250

Lender

Name	BAY VIEW FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 25, 2046

Interest

Rate	6.46%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	953 E CEDAR TERRACE DR, SANDY, UT 84094
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	PINNACLE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013569482
Date	Feb 17, 2021
Book Page	11119/9122
Instrument	13569482

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2046

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	953 E CEDAR TERRACE DR, SANDY, UT 84094
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	PINNACLE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013178478
Date	Jan 27, 2020
Book Page	10888/8412
Instrument	13178478

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Feb 1, 2046

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALT LAKE UT
Recording Date	Aug 27, 2018
Property Address	953 E CEDAR TERRACE DR, SANDY, UT 84094
Document Number	0012836895
Book / Page	10706 / 5251
Instrument Date	Aug 21, 2018
Instrument	12836895
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	INVESTORS TITLE INS AGENCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	953 E CEDAR TERRACE CIR, SANDY, UT 84094-0222

Mortgage

Document Number	0012836896
Date	Aug 27, 2018
Instrument	12836896

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Sandy City
Unified School District	Canyons School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,696.00 Homeowner's exemption	$506,500 (+84.26%) Land $164,900 Building $341,600	$506,500 (+1.34%) Land $164,900 Building $341,600
2024	$2,696.00 (-0.63%)
2023	$2,713.00 (+5.61%) Homeowner's exemption	$274,890 Land $82,885 Building $192,005	$499,800 Land $150,700 Building $349,100
2022	$2,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY CITY WATER SYSTEM serves 99,750 people · EPA ID UTAH18028
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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