953 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 953 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 984 sqft · built 1979
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Aug 2013)
Tax Bill	$97 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2026 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-02-79-4`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-02-79-4`
Alternative APNs	`28-37-28-02-00079.0-0004.00` `2836752`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	1,344 sqft
1st Floor Area	984 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	155 ft deep x 80 ft wide
Porch	Florida Room
Porch Area	360 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836752
Street Address	953 CROMEY RD NE
City	PALM BAY
State	FL
Zip	32905-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 8 LOT 4 BLK 79
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 8
Legal Block	79
Legal Lot Number	4
Legal Unit	8
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1003
Census Tract	65130

Owner

953 Cromey Rd NE is owned and occupied by an individual who acquired it in October 2024.

Source: Brevard County records, as of August 20, 2026

Owner of Record	Individual Name on File
Mailing Address	953 CROMEY RD NE, PALM BAY, FL 32905-4507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Jan 29, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY CU OF FLORIDA
Jan 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY CU OF FLORIDA
Jun 10, 2019	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2013 · Amount on File
Deed Sale	Aug 21, 2013 · Amount on File
Prior Sale	May 8, 2013
Deed Document Number	2013187644
Deed Book / Page	6953 / 1801
Last Transfer Date	Oct 24, 2024
Transfer Doc	0101842042
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	Aug 7, 2026
Property Address	953 CROMEY RD NE, PALM BAY, FL 32905-4507
Document Number	0000162043
Book / Page	10697 / 893
Instrument Date	Jul 27, 2026
Instrument	2026162043
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	FEDERAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	953 CROMEY RD NE, PALM BAY, FL 32905-4507

Mortgage

Document Number	0000162043,
Date	Aug 7, 2026
Book Page	10697/893
Instrument	2026162043

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 7, 2036

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	953 CROMEY RD NE, PALM BAY, FL 32905-4507
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	953 CROMEY RD NE, PALM BAY, FL 32905-4507

Mortgage

Document Number	0105342148
Date	Jan 29, 2026
Book Page	10534/2148
Instrument	2026018836

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 3, 2056

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	953 CROMEY RD NE, PALM BAY, FL 32905-4507
Transaction Type	Mortgage
Record Updated	Jan 18, 2024
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	953 CROMEY RD NE, PALM BAY, FL 32905-4507

Mortgage

Document Number	0099651502
Date	Jan 5, 2024
Book Page	9965/1502
Instrument	2024003019

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 29, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	953 CROMEY RD NE, PALM BAY, FL 32905-4507
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084590685
Date	Jun 10, 2019
Book Page	8459/0685
Instrument	2019124274

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	953 CROMEY RD NE, PALM BAY, FL 32905-4507
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	PENINSULA TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085600784
Date	Oct 10, 2019
Book Page	8560/0784
Instrument	2019221905

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 953 Cromey Rd NE was $97 with a veteran's exemption, up 3.2% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,390 (+2.7%)	$175,000 (-8.63%)
2025	$97.00 (+3.19%)	$65,620	$191,520
2024	$94.00 (+3.3%)
2023	$91.00 (+4.6%) Disabled Person's exemption Veteran's exemption	$61,930 (+2.99%)	$190,870 (+8.64%) Land $55,000 Building $135,870
2022	$87.00 Disabled Person's exemption Veteran's exemption	$60,130	$175,690 Land $50,000 Building $125,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 953 Cromey Rd NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 953 Cromey Rd NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Wire 3.

Nearby Properties on Cromey Rd NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures