St. Clair County property record for 953 Benjamin Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 990 sqft · built 2004 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Sep 2026) |
| Tax Bill | $8,198 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2020 Mortgage |
| APN | 04-16-0-102-024 |
| Primary APN | 04-16-0-102-024 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 990 sqft Living Area |
| Upper Floors Area | 24 sqft |
| Basement Area | 1,086 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Mixed |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 325 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|
| Street Address | 953 BENJAMIN DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-6854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | QUAIL MEADOW 2ND ADD LOT/SEC-85 A02816707 |
| Legal Subdivision | QUAIL MEADOW 2ND ADD |
| Legal Block | 102 |
| Legal Lot Number | 85 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 504353 |
Source: St. Clair County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 953 BENJAMIN DR, O FALLON, IL 62269-6854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Sep 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Dec 3, 2020 | Deed of Trust, Mortgage · VA Mortgage LEADERONE FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2026 · Amount on Record |
| Deed Sale | Sep 28, 2026 · Amount on Record |
| Prior Sale | Jun 21, 2024 · Amount on Record |
| Deed Document Number | 2026A02896767 |
| Prior Transfer Date | Mar 3, 2004 |
| Prior Transfer Doc | 00A1827010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Sep 28, 2026 |
| Property Address | 953 BENJAMIN DR, O FALLON, IL 62269-6854 |
| Document Number | 0002896767 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 20262896767 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $58,327.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 953 BENJAMIN DR, O FALLON, IL 62269-6854 |
| Date | Sep 28, 2026 |
|---|
| Name | KIND LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 953 BENJAMIN DR, O FALLON, IL 62269-6854 |
| Document Number | 00A2680267 |
| Instrument Date | Dec 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 953 BENJAMIN DR O FALLON IL 622696854, O FALLON, IL 62269-6854 |
| Document Number | 00A2680267 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2680267 |
| Name | LEADERONE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2050 |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,198.00 (+8.4%) | $113,743 (+9.62%) Land $20,169 Building $93,574 | $341,229 (+9.62%) Land $60,507 Building $280,722 |
| 2024 | $7,563.00 | $103,761 (+24.05%) Land $18,399 Building $85,362 | $311,283 (+24.05%) Land $55,197 Building $256,086 |
| 2022 | $83,647 Land $15,013 Building $68,634 | $250,941 Land $45,039 Building $205,902 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2004–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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