953 Amelith Rd, Freeland, MI 48623 Property Records

Bay County property record for 953 Amelith Rd, Freeland, MI 48623

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 2,022 sqft · built 1920
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Jun 2020)
Tax Bill	$3,533 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030-008-400-005-01`

Property Details

APN / Parcel Number

Primary APN	`030-008-400-005-01`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,022 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	804 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	235 ft deep x 140 ft wide
Garage Area	880 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	953 AMELITH RD
City	FREELAND
State	MI
Zip	48623-8920
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	COM 431.63 FT W OF SE COR OF SEC TH W 140 FT TH N 235 FT TH E 140 FT TH S 235 FT TO BEG. SEC.8,T13N,R4E 12-7-95
Jurisdiction	BAY MI
Township / Civil Division	FRANKENLUST
Census Block Group	3
Census Block	3023
Census Tract	285400

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	953 AMELITH RD, FREELAND, MI 48623-8920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING LLC
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Jun 30, 2020	Warranty Deed, Transfer · Conventional with PMI CARDINAL FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Sep 21, 1999
Deed Document Number	20208664
Prior Transfer Date	Jan 24, 2006
Prior Transfer Doc	0024080776
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	953 AMELITH RD, FREELAND, MI 48623-8920
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	953 AMELITH RD, FREELAND, MI 48623-8920

Mortgage

Document Number	0000001602
Date	Feb 13, 2026
Instrument	202601602

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 4, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	953 AMELITH RD, FREELAND, MI 48623-8920
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032360832
Date	Sep 5, 2017
Book Page	3236/832
Instrument	3236-832

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jun 30, 2020
Property Address	953 AMELITH RD, FREELAND, MI 48623-8920
Document Number	0000008664
Instrument Date	Jun 29, 2020
Instrument	8664
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,754.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	202 HALL ST ESSEXVILLE MI 487321150, ESSEXVILLE, MI 48732-1150

Mortgage

Document Number	8665
Date	Jun 30, 2020
Instrument	8665

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Frankenlust Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,533.00 (+64.25%) Homeowner's exemption	$126,200 (+0.72%)	$252,400 (+0.72%)
2025	$2,151.00 (-29.93%) Homeowner's exemption	$125,300 (+18.99%)	$250,600 (+18.99%)
2023		$105,300	$210,600
2022	$3,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jun 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: LakeNet.

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