953 4th St NW, Elk River, MN 55330 Property Records

Sherburne County property record for 953 4th St NW, Elk River, MN 55330

Property Summary

Property Type	Office Building
Details	3 bd · 1 ba · 1,551 sqft · built 1919
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$210,000 (Jan 2021)
Tax Bill	$4,772 (2025)
Deeds & Mortgages	Sep 2022 Sale Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`75-405-2360`

Property Details

APN / Parcel Number

Primary APN	`75-405-2360`
Alternative APNs	`75-00405-2360` `33762`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,551 sqft Total Area
1st Floor Area	1,551 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Driveway	Driveway
Porch	Open Porch
Porch Area	20 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Street Address	953 4TH ST NW
City	ELK RIVER
State	MN
Zip	55330-2501
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	BEG AT A POINT IN NW COR OF LOT 3, BLK 23 AT INTERSECTION OF E LINE OF PARK ST NOW MORTON AVE & S LINE OF DEPOT ST NOW 4TH ST; THENCE RUNNING IN AN ELY DIRC ON S LINE OF DEPOT ST NOW 4TH ST DIST OF 60 FT; THENCE RUNNING DUE S & PARA TO PARK ST NOW MO
Legal Range	26W
Legal Township	33N
Legal Section	34
Legal Subdivision	VILLAGE (ELK RIVER)
Legal Block	23
Legal Lot Number	3
Jurisdiction	SHERBURNE MN
Township / Civil Division	ELK RIVER
Census Block Group	1
Census Block	1028
Census Tract	30503

Owner

Source: Sherburne County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	953 4TH ST NW, ELK RIVER, MN 55330-2501
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL
Jan 6, 2021	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Dec 19, 2017	Loan Modification, Mortgage · Conventional Mortgage MIDWESTONE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Prior Sale	Dec 23, 2005 · Amount on Record
Deed Document Number	2021909200
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Sep 23, 2022
Property Address	953 4TH ST NW, ELK RIVER, MN 55330-2501
Document Number	0000948735
Instrument Date	Sep 22, 2022
Instrument	948735
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	953 4TH ST NW, ELK RIVER, MN 55330-2501

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jan 6, 2021
Property Address	953 4TH ST NW, ELK RIVER, MN 55330-2501
Document Number	0000909200
Instrument Date	Dec 23, 2020
Instrument	909200
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	953 4TH ST NW, ELK RIVER, MN 55330-2501

Mortgage

Document Number	0000909201
Date	Jan 6, 2021
Instrument	909201

Lender

Name	KELLER MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	953 4TH ST NW, ELK RIVER, MN 55330-2501
Document Number	0000850060
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	953 4TH ST NW ELK RIVER MN 553302501, ELK RIVER, MN 55330-2501

Mortgage

Document Number	0000850060
Date	Dec 26, 2017
Instrument	850060

Lender

Name	MIDWESTONE BK
Type	Bank
Address	ELK RIVER, MN 55330

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 25, 2022

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	Elk River City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,772.00 (-5.95%)	$216,100 (-2.75%) Land $52,700 Building $163,400	$216,100 (-2.75%) Land $52,700 Building $163,400
2023	$5,074.00	$222,200 Land $52,700 Building $169,500
2021			$222,200 Land $52,700 Building $169,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2001–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elk River serves 19,532 people · EPA ID MN1710004
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Gateway Fiber.

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