Norfolk City property record for 9529 18th Bay St, Norfolk, VA 23518
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,338 sqft · built 1977 |
| Lot Size | 0.131 acres (5,719 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Jun 2024) |
| Tax Bill | $4,878 (2026) |
| Deeds & Mortgages | Aug 2020 Refinance Jul 2021 Line of Credit + 4 more |
| APN | 16558235 |
| Primary APN | 16558235 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,338 sqft Total Area |
| Interior Walls | Plaster |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,719 sqft (0.131 acres) |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 9529 18TH BAY ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23518-6225 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R11 |
| Legal Description | B BLK 31 E O VIEW #2 |
| Legal Subdivision | EAST OCEAN VIEW SD |
| Legal Block | 31 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 6502 |
9529 18th Bay St, a duplex, is owned and occupied by an individual who bought it in June 2024.
Source: Norfolk City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9529 18TH BAY ST, NORFOLK, VA 23518-6225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TOWNEBANK |
| Jul 21, 2021 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| May 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE OF AMERICA MORTGAGE LLC |
| Mar 21, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 6, 2020 | Warranty Deed, Transfer · Stand-Alone Refinance TOWNEBANK |
| Aug 6, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2024 · Amount on File |
| Deed Sale | Jun 6, 2024 · Amount on File |
| Prior Sale | Mar 21, 2022 · Amount on File |
| Deed Document Number | 20249287 |
| Prior Transfer Date | Jul 21, 2020 |
| Prior Transfer Doc | 0000018069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 9529 18TH BAY ST, NORFOLK, VA 23518-6225 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0200019813 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 200019813 |
| Name | TOWNEBANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 9529 18TH BAY ST, NORFOLK, VA 23518-6225 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210022585 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 210022585 |
| Name | TOWNEBANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 9529 18TH BAY ST, NORFOLK, VA 23518-6225 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | BOSTON NATL TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0220011802 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 220011802 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Mar 21, 2022 |
| Property Address | 9529 18TH BAY ST, NORFOLK, VA 23518-6225 |
| Document Number | 0220007256 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 220007256 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9529 18TH BAY ST, NORFOLK, VA 23518-6225 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Aug 6, 2020 |
| Property Address | 9529 18TH BAY ST, NORFOLK, VA 23518-6225 |
| Document Number | 0200018070 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 200018070 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3733 CAMPBELL RD, CHESAPEAKE, VA 23322-7796 |
| Investor | Possibly a Property Investor |
| Document Number | 0200019813 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 200019813 |
| Name | TOWNEBANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Aug 6, 2020 |
| Property Address | 9529 18TH BAY ST, NORFOLK, VA 23518-6225 |
| Document Number | 0200018069 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 200018069 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 573 TANVIEW DR, OXFORD, MI 48371-4769 |
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,878.00 (+3.52%) | $390,300 (+1.88%) Land $151,700 Building $238,600 | $390,300 (+1.88%) Land $151,700 Building $238,600 |
| 2025 | $4,712.00 (+23.48%) | $383,100 (+25.48%) Land $144,500 Building $238,600 | $383,100 (+25.48%) Land $144,500 Building $238,600 |
| 2023 | $3,816.00 | $305,300 Land $119,700 Building $185,600 | $305,300 Land $119,700 Building $185,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 9529 18th Bay St; there have been 9 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 182 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 205 units insured incl. 23 condo units |
| Nearby Flood Claims | 9 (2009–2025) |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9529 18th Bay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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