St. Louis County property record for 95264 Pine Island, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,870 sqft · built 1998 |
| Lot Size | 5.36 acres (233,482 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,694 (2026) |
| Deeds & Mortgages | Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0020-04406 |
| Primary APN | 387-0020-04406 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,870 sqft Gross Area |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 220 sqft |
| Finished Basement | 220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Rustic |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Lot Area | 233,482 sqft (5.36 acres) |
| Deck Area | 836 sqft |
| Storage Building | 130 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 511229 |
|---|---|
| Street Address | 95264 PINE IS |
| City | TOWER |
| State | MN |
| Zip | 55790-8230 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | W 200 FT OF E 470.99 FT OF LOT 1 SERIAL # |
| Legal Range | 16W |
| Legal Township | 63N |
| Legal Section | 35 |
| Legal Subdivision | GREENWOOD TOWN OF |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1248 |
| Census Tract | 15502 |
95264 Pine Island, a residential property, is held in a trust since December 2022.
Source: St. Louis County records, as of September 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5273 LAKEWOOD RD, DULUTH, MN 55804-2808 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 6, 2022 |
| Transfer Doc | 0001064426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 12, 2022 |
| Property Address | 95264 PINE IS, TOWER, MN 55790 |
| Document Number | 0001064426 |
| Instrument Date | Dec 6, 2022 |
| Instrument | 1064426 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5273 LAKEWOOD RD, DULUTH, MN 55804-2808 |
The 2026 property tax bill for 95264 Pine Island was $4,694, up 62.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,694.00 (+62.76%) | ||
| 2025 | $2,884.00 (+30.73%) | $537,800 (+57.53%) Land $134,300 Building $403,500 | $537,800 (+57.53%) Land $134,300 Building $403,500 |
| 2024 | $2,206.00 | $341,400 Land $134,200 Building $207,200 | $341,400 Land $134,200 Building $207,200 |
| 2022 | $257,500 Land $104,700 Building $152,800 | $257,500 Land $104,700 Building $152,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 95264 Pine Island in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 95264 Pine Island is moderate, ranking above 56% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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