Santa Rosa County property record for 9526 Monaco Cir, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,824 sqft · built 1991 |
| Lot Size | 0.363 acres (15,812 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Jul 2014) |
| Tax Bill | $4,646 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit Nov 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 23-2S-26-3415-00000-0130 |
| Primary APN | 23-2S-26-3415-00000-0130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,824 sqft Living Area |
| Gross Area | 4,389 sqft |
| 1st Floor Area | 1,567 sqft |
| Upper Floors Area | 897 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 15,812 sqft (0.363 acres) |
| Lot Dimensions | 177 ft deep x 89 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 291 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9526 MONACO CIR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-2921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RIVIERA BEACH LOT 13 AS DES IN OR 4028 PG 1308 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 23 |
| Legal Subdivision | RIVIERA BEACH |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10827 |
Source: Santa Rosa County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9526 MONACO CIR, NAVARRE, FL 32566-2921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Nov 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2014 · Amount on Record |
| Deed Sale | Jul 11, 2014 · Amount on Record |
| Prior Sale | Jul 1, 2003 · Amount on Record |
| Deed Document Number | 201423586 |
| Deed Book / Page | 3356 / 1299 |
| Prior Transfer Date | Jun 22, 1998 |
| Prior Transfer Doc | 1703001494 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 9526 MONACO CIR, NAVARRE, FL 32566-2921 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0036430941 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 3643/0941 |
| Instrument | 201729087 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 12, 2020 |
| Property Address | 9526 MONACO CIR, NAVARRE, FL 32566-2921 |
| Document Number | 0040281308 |
| Book / Page | 4028 / 1308 |
| Map Reference | MB E PG 73 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 202060316 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9526 MONACO CIR, NAVARRE, FL 32566-2921 |
| Document Number | 0040281309 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 4028/1309 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 9526 MONACO CIR, NAVARRE, FL 32566-2921 |
| Document Number | 0039692066 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 9526 MONACO CIR NAVARRE FL 325662921, NAVARRE, FL 32566-2921 |
| Document Number | 0039692066 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 003969/002066 |
| Instrument | 32012 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 9526 MONACO CIR, NAVARRE, FL 32566-2921 |
| Document Number | 0037792064 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 9526 MONACO CIR NAVARRE FL 325662921, NAVARRE, FL 32566-2921 |
| Document Number | 0037792064 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 003779/002064 |
| Instrument | 47400 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 4, 2033 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,646.00 (+3.5%) Homeowner's exemption | $419,318 (+2.9%) | $659,757 (+8.64%) Land $84,000 Building $575,757 |
| 2024 | $4,489.00 (+2.02%) Homeowner's exemption | $407,500 (+3%) | $607,276 (+5.48%) Land $72,000 Building $535,276 |
| 2023 | $4,400.00 (+2.49%) Homeowner's exemption | $395,631 (+3%) | $575,716 (+5.23%) Land $60,000 Building $515,716 |
| 2022 | $4,293.00 Homeowner's exemption | $384,108 | $547,112 Land $60,000 Building $487,112 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 248 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 271 units insured incl. 23 condo units |
| Nearby Flood Claims | 31 (1995–2020) |
| Claims Outside the SFHA | 7 of 31 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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