9525 Bray Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 9525 Bray Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,275 sqft · built 1966
Lot Size	0.246 acres (10,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Aug 2019)
Tax Bill	$7,562 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`504-280-05-00`

Property Details

APN / Parcel Number

Primary APN	`504-280-05-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,275 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	10,699 sqft (0.246 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9525 BRAY AVE
City	SPRING VALLEY
State	CA
Zip	91977-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 21 TR 005525
Legal Subdivision	KENORA VILLAGE
Legal Tract	005525
Legal Block	1
Legal Lot Number	21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	13702

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9525 BRAY AVE, SPRING VALLEY, CA 91977-2822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 27, 2021	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 23, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 16, 2019	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	Jun 28, 1993 · Amount on Record
Deed Document Number	2019348202
Prior Transfer Date	May 22, 2009
Prior Transfer Doc	0000289861
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9525 BRAY AVE, SPRING VALLEY, CA 91977-2822
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9525 BRAY AVE, SPRING VALLEY, CA 91977-2822

Mortgage

Document Number	0000337473
Date	Aug 22, 2022
Instrument	2022-0337473

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9525 BRAY AVE, SPRING VALLEY, CA 91977-2822
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9525 BRAY AVE, SPRING VALLEY, CA 91977-2822

Mortgage

Document Number	0000865132
Date	Dec 27, 2021
Instrument	2021-0865132

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9525 BRAY AVE, SPRING VALLEY, CA 91977-2822
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9525 BRAY AVE, SPRING VALLEY, CA 91977-2822

Mortgage

Document Number	0000743717
Date	Nov 23, 2020
Instrument	2020-0743717

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 16, 2019
Property Address	9525 BRAY AVE, SPRING VALLEY, CA 91977-2822
Document Number	0000348202
Map Reference	MAP 5525
Instrument Date	Aug 7, 2019
Instrument	2019-0348202
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9525 BRAY AVE, SPRING VALLEY, CA 91977-2822

Mortgage

Document Number	0000348203
Date	Aug 16, 2019
Instrument	2019-0348203

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$596,798 (+2%) Land $390,429 Building $206,369
2025	$7,562.00 (+6.96%) Homeowner's exemption	$585,097 (+4.04%) Land $382,774 Building $202,323
2023	$7,070.00 (+1.52%) Homeowner's exemption	$562,378 Land $367,911 Building $194,467
2022	$6,964.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 units insured incl. 19 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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