9524 Clocktower Ln, Columbia, MD 21046 Property Records

Howard County property record for 9524 Clocktower Ln, Columbia, MD 21046

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,636 sqft · built 1988
Lot Size	0.032 acres (1,393 sqft)
Owner	Individual Name on Record
Last Sale	$405,500 (Feb 2022)
Tax Bill	$5,271 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-185035`

Property Details

APN / Parcel Number

Primary APN	`16-185035`
Alternative APN	`185035`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,636 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,393 sqft (0.032 acres)
Garage Type	Built-in
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	185035
Street Address	9524 CLOCKTOWER LN
City	COLUMBIA
State	MD
Zip	21046-1876
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT D-82 .0322 A 9524 CLOCKTOWER LN VIL KINGS CONT S 3 AR 1
Legal Subdivision	VILLAGE KINGS CONTRIVANCE SEC
Legal Lot Number	D 82
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2011
Census Tract	606804

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9524 CLOCKTOWER LN, COLUMBIA, MD 21046-1876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 9, 2022	Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Prior Sale	Oct 5, 2009 · Amount on Record
Deed Book / Page	21327 / 124
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9524 CLOCKTOWER LN, COLUMBIA, MD 21046-1876
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9524 CLOCKTOWER LN, COLUMBIA, MD 21046-1876

Mortgage

Document Number	0205720277
Date	May 19, 2021
Book Page	20572/277

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2051

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Feb 9, 2022
Property Address	9524 CLOCKTOWER LN, COLUMBIA, MD 21046-1876
Document Number	0213270124
Book / Page	21327 / 124
Map Reference	PL 7080
Instrument Date	Feb 3, 2022
Transaction Type	Transfer
Record Updated	Feb 24, 2022
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,082.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9524 CLOCKTOWER LN, COLUMBIA, MD 21046-1876

Mortgage

Document Number	0021327130
Date	Feb 9, 2022
Instrument	21327/130

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,100 (+8.03%) Land $160,000 Building $229,100	$389,100 (-) Land $160,000 Building $229,100
2025	$5,271.00 (+56.46%) Homeowner's exemption	$360,167 (+19.14%)	$389,100 (+28.71%) Land $160,000 Building $229,100
2023		$302,300 Land $130,000 Building $172,300	$302,300 Land $130,000 Building $172,300
2022	$3,369.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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