Norfolk City property record for 9523 Sturgis St, Norfolk, VA 23503
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,406 sqft · built 2015 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $533,000 (Sep 2025) |
| Tax Bill | $6,158 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Sep 2025 Sale & Mortgage + 1 more |
| APN | 00809416 |
| Primary APN | 00809416 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,406 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,060 sqft (0.208 acres) |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 9523 STURGIS ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23503-2215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOT Y, BLK 1 |
| Legal Block | 1 |
| Legal Lot Number | Y |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 202 |
9523 Sturgis St is owned and occupied by two individuals who bought it in September 2025.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9523 STURGIS ST, NORFOLK, VA 23503-2215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Sep 11, 2025 | Bargain and Sale Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| May 28, 2019 | Warranty Deed, Transfer · Line of Credit PARTY III |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2025 · Amount on File |
| Deed Sale | Sep 11, 2025 · Amount on File |
| Prior Sale | May 28, 2019 · Amount on File |
| Deed Document Number | 202516554 |
| Prior Transfer Date | Mar 5, 2025 |
| Prior Transfer Doc | 0000003738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 9523 STURGIS ST, NORFOLK, VA 23503-2215 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0220023940 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 220023940 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Sep 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Sep 11, 2025 |
| Property Address | 9523 STURGIS ST, NORFOLK, VA 23503-2215 |
| Document Number | 0250016554 |
| Map Reference | MB 67 PG 82 |
| Instrument Date | Sep 8, 2025 |
| Instrument | 250016554 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2025 |
| Title Company | COLE TITLE, NOBLE TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $533.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9523 STURGIS ST, NORFOLK, VA 23503-2215 |
| Document Number | 0250016555 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 250016555 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | May 28, 2019 |
| Property Address | 9523 STURGIS ST, NORFOLK, VA 23503-2215 |
| Document Number | 190009758 |
| Instrument Date | May 20, 2019 |
| Instrument | 190009758 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9523 STURGIS ST, NORFOLK, VA 23503-2215 |
| Document Number | 190009759 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 190009759 |
| Name | PARTY III |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 9523 Sturgis St was $6,158, up 5.6% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,158.00 (+5.57%) | $492,700 (+6%) Land $106,600 Building $386,100 | $492,700 (+6%) Land $106,600 Building $386,100 |
| 2025 | $5,833.00 | $464,800 Land $106,600 Building $358,200 | $464,800 Land $106,600 Building $358,200 |
| 2023 | $5,472.00 | $437,800 Land $106,600 Building $331,200 | $437,800 Land $106,600 Building $331,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 9523 Sturgis St; there have been 9 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 9 (1998–2020) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9523 Sturgis St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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