9523 Gapstow Ln, Cypress, TX 77433 Property Records

Harris County property record for 9523 Gapstow Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,761 sqft · built 2023
Lot Size	0.2 acres (8,720 sqft)
Owner	2 Individual Names on File
Last Sale	$599,359 (Sep 2023)
Tax Bill	$11,687 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`146-169-001-0014`

Property Details

APN / Parcel Number

Primary APN	`146-169-001-0014`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,761 sqft Living Area
1st Floor Area	1,585 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	8,720 sqft (0.2 acres)
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1461690010014
Street Address	9523 GAPSTOW LN
City	CYPRESS
State	TX
Zip	77433-6985
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 14 BLK 1 BRIDGE CREEK SEC 7
Legal Subdivision	BRIDGE CREEK SEC 7
Legal Block	1
Legal Lot Number	14
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1057
Census Tract	543005

Owner

9523 Gapstow Ln is owned and occupied by two individuals who bought it in September 2023.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9523 GAPSTOW LN, CYPRESS, TX 77433-6985
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2023 · Amount on File
Deed Sale	Sep 27, 2023 · Amount on File
Deed Document Number	2023371482
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	9523 GAPSTOW LN, CYPRESS, TX 77433-6985
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9523 GAPSTOW LN, CYPRESS, TX 77433-6985

Mortgage

Document Number	0000012835
Date	Jan 13, 2026
Instrument	2026-12835

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 9523 Gapstow Ln was $11,687 with a homeowner's exemption, up 298.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,000 (-8.69%) Land $85,369 Building $328,631	$414,000 (-8.69%) Land $85,369 Building $328,631
2025	$11,687.00 (+298.06%) Homeowner's exemption	$453,399 Land $85,369 Building $368,030	$453,399 Land $85,369 Building $368,030
2024	$2,936.00
2023		$54,900 Land $54,900	$54,900 Land $54,900
2022	$377.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9523 Gapstow Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 1,201 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,201 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9523 Gapstow Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20