Norfolk City property record for 9522 Willow Ter, Norfolk, VA 23503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,549 sqft · built 1954 |
| Lot Size | 0.256 acres (11,164 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $307,000 (Jan 2024) |
| Tax Bill | $4,033 (2026) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more |
| APN | 14318500 |
| Primary APN | 14318500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,549 sqft Living Area |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,164 sqft (0.256 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 556 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9522 WILLOW TER |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23503-3140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | 11 |
| Legal Subdivision | WILLOW TERRACE |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 202 |
9522 Willow Ter is owned and occupied by two individuals who bought it in January 2024.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9522 WILLOW TER, NORFOLK, VA 23503-3140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2024 | Warranty Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK |
| Dec 16, 2021 | Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 30, 2021 | Warranty Deed, Transfer · Line of Credit LENDINGHOME FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2024 · Amount on File |
| Deed Sale | Jan 5, 2024 · Amount on File |
| Prior Sale | Dec 16, 2021 · Amount on File |
| Deed Document Number | 2024282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Jan 5, 2024 |
| Property Address | 9522 WILLOW TER, NORFOLK, VA 23503-3140 |
| Document Number | 0240000282 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 240000282 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9522 WILLOW TER, NORFOLK, VA 23503-3140 |
| Document Number | 0240000283 |
|---|---|
| Date | Jan 5, 2024 |
| Instrument | 240000283 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 142 Months |
| Due | Nov 14, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Dec 16, 2021 |
| Property Address | 9522 WILLOW TER, NORFOLK, VA 23503-3140 |
| Document Number | 0210038503 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 210038503 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | NOT AVAILABLE, CARDINAL BAY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9522 WILLOW TER, NORFOLK, VA 23503-3140 |
| Document Number | 0210038504 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 210038504 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Jun 30, 2021 |
| Property Address | 9522 WILLOW TER, NORFOLK, VA 23503-3140 |
| Document Number | 0210020222 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 210020222 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 909 CATALINA DR, NEWPORT NEWS, VA 23608-2505 |
| Investor | Possibly a Property Investor |
| Document Number | 0210020223 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 210020223 |
| Name | LENDINGHOME FUNDING CORP |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 9522 Willow Ter was $4,033, up 4.4% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,033.00 (+4.43%) | $322,700 (+2.77%) Land $101,500 Building $221,200 | $322,700 (+2.77%) Land $101,500 Building $221,200 |
| 2025 | $3,862.00 | $314,000 Land $101,500 Building $212,500 | $314,000 Land $101,500 Building $212,500 |
| 2023 | $3,611.00 | $284,000 Land $101,500 Building $182,500 | $284,000 Land $101,500 Building $182,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 9522 Willow Ter; there have been 15 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 15 (1999–2019) |
| Claims Outside the SFHA | 9 of 15 |
| Most Recent Claim | Aug 2019 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9522 Willow Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures