9522 Sanibel Loop, Daphne, AL 36526 Property Records

Baldwin County property record for 9522 Sanibel Loop, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,796 sqft · built 2007
Lot Size	0.229 acres (9,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Dec 2025)
Tax Bill	$989 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-05-22-0-000-014.237`

Property Details

APN / Parcel Number

Primary APN	`43-05-22-0-000-014.237`
Alternative APNs	`283292` `383960`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,796 sqft Heated Area
1st Floor Area	1,796 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,992 sqft (0.229 acres)
Lot Dimensions	124 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	383960
Street Address	9522 SANIBEL LOOP
City	DAPHNE
State	AL
Zip	36526-6460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80' X 124.9' LOT 76 CHELCEY PLACE SUB UNIT TWO SLIDE 2283-C& D SEC 22-T5S-R2E (WD/SURVIVORSHIP)
Legal Subdivision	CHELCEY PLACE
Legal Block	UN-2
Legal Lot Number	76
Legal Unit	2
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1010
Census Tract	10709

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9522 SANIBEL LOOP, DAPHNE, AL 36526-6460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Warranty Deed, Transfer · FHA Mortgage ADVANCE MORTGAGE & INVESTMENT CO IN
Sep 1, 2021	Warranty Deed, Transfer · Conventional Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	20252228298
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Dec 23, 2025
Property Address	9522 SANIBEL LOOP, DAPHNE, AL 36526-6460
Document Number	0002228298
Map Reference	SL 2283-C&2283-D
Instrument Date	Dec 18, 2025
Instrument	2228298
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	575 MORNING MIST WAY, FAIRHOPE, AL 36532-0918

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9522 SANIBEL LOOP, DAPHNE, AL 36526-6460

Mortgage

Document Number	0002228299
Date	Dec 23, 2025
Instrument	2228299

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO IN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 1, 2021
Property Address	9522 SANIBEL LOOP, DAPHNE, AL 36526-6460
Document Number	0001940324
Map Reference	SL 2283-C&2283-D
Instrument Date	Aug 27, 2021
Instrument	1940324
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3114 WHITEHALL RD, BIRMINGHAM, AL 35209-4017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9522 SANIBEL LOOP, DAPHNE, AL 36526-6460
Investor	Possibly a Property Investor

Mortgage

Document Number	0001940325
Date	Sep 1, 2021
Instrument	1940325

Lender

Name	GMFS LLC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$989.00 (-2.08%) Homeowner's exemption
2025	$1,010.00 (-2.88%)	$34,040 (-2.74%) Land $4,860 Building $29,180	$340,100 (-2.77%) Land $48,500 Building $291,600
2024	$1,040.00 (+15.94%) Homeowner's exemption	$35,000 (+15.13%) Land $5,000 Building $30,000	$349,800 (+15.14%) Land $50,000 Building $299,800
2023	$897.00 (+30.38%) Homeowner's exemption	$30,400 (+16.12%)	$303,800 (+16.09%) Land $48,000 Building $255,800
2022	$688.00 (+8.35%) Homeowner's exemption	$26,180	$261,700 Land $40,700 Building $221,000
2021	$635.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFOREST WATER SYSTEM serves 17,268 people · EPA ID AL0000025
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: REV.

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