Highlands County property record for 9521 Payne Rd, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 2,987 sqft · built 2024 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Jan 2022) |
| Tax Bill | $1,955 (2024) |
| Deeds & Mortgages | Jan 2022 Sale Mar 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-26-35-28-030-0030-0000 |
| Primary APN | C-26-35-28-030-0030-0000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,987 sqft Living Area |
| Flooring | Concrete/Cement |
| Year Built | Built 2024 |
|---|---|
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 435,600 sqft (10 acres) |
| Lot Dimensions | 1,334 ft deep x 327 ft wide |
| Driveway | Driveway |
| Driveway Area | 3,240 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 9521 PAYNE RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-9525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | BAY MEADOW EST UNREC PER G GERMAINE SVY TRACT 3 10 ACRES |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 26 |
| Legal Subdivision | BAY MEADOW EST |
| Legal Tract | 3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | LAKE PLACID |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 961401 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9521 PAYNE RD, SEBRING, FL 33875-9525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2022 | Warranty Deed, Transfer ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TTL CO IN |
| Mar 1, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 7, 2018 | Deed of Trust, Mortgage · Line of Credit WAUCHULA ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2022 · Amount on Record |
| Deed Sale | Jan 14, 2022 · Amount on Record |
| Prior Sale | Mar 1, 2021 · Amount on Record |
| Deed Document Number | 2072951 |
| Deed Book / Page | 2877 / 1424 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jan 14, 2022 |
| Property Address | 9521 PAYNE RD, SEBRING, FL 33875-9525 |
| Document Number | 0002072951 |
| Book / Page | 2877 / 1424 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 2072951 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TTL CO IN |
| Amount | Amount Recorded |
|---|---|
| Tax | $945.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1765 SE KING ST, ARCADIA, FL 34266-7295 |
| Name | Verified Name |
|---|---|
| Address | 9521 PAYNE RD, SEBRING, FL 33875-9525 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 1, 2021 |
| Property Address | 9521 PAYNE RD, SEBRING, FL 33875-9525 |
| Document Number | 0002021441 |
| Book / Page | 2805 / 870 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021441 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $735.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9573 PAYNE RD, SEBRING, FL 33875 |
| Name | Verified Name |
|---|---|
| Address | 16858 4TH AVE S, BURIEN, WA 98148-1608 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 9521 PAYNE RD, SEBRING, FL 33875 |
| Document Number | 0001907091 |
| Instrument Date | Aug 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1496 BLUE HERON DR SEBRING FL 338767615, SEBRING, FL 33876-7615 |
| Document Number | 0001907091 |
|---|---|
| Date | Aug 9, 2018 |
| Book Page | 002650/000104 |
| Instrument | 1907091 |
| Name | WAUCHULA ST BK |
|---|---|
| Type | Bank |
| Address | LAKE PLACID, FL 33852 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 8, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $548,296 (+356.91%) | $592,755 (+393.96%) Land $185,000 Building $407,755 | |
| 2024 | $1,955.00 (+4.55%) | ||
| 2023 | $1,870.00 (+32.25%) | $120,000 (+2%) Land $120,000 | $120,000 (+2%) Land $120,000 |
| 2022 | $1,414.00 | $100,000 Land $100,000 | $100,000 Land $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Rapid Systems Fixed Wireless | 50 / 10 |
| CenturyLink DSL | 10 / 1 |
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