9521 Owens Ln, Dunkirk, MD 20754 Property Records

Calvert County property record for 9521 Owens Ln, Dunkirk, MD 20754 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,398 sqft · built 1984
Lot Size	4.15 acres (181,210 sqft)
Owner	Individual Name on File
Last Sale	$336,000 (Apr 2021)
Tax Bill	$4,111 (2023)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-091538`

Property Details

APN / Parcel Number

Primary APN	`03-091538`
Alternative APNs	`3091538` `091538`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,398 sqft Total Area
1st Floor Area	1,562 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Split Level
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	181,210 sqft (4.15 acres)
Garage Type	Carport
Garage Area	756 sqft
Carport	Carport
Carport Area	756 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	88 sqft
Deck Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	091538
Old Parcel Number	3091538
Street Address	9521 OWENS LN
City	DUNKIRK
State	MD
Zip	20754-9327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 17 SEC 3 HALL'S HILLS
Legal Subdivision	HALLS HILLS SEC 03
Legal Lot Number	17
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3011
Census Tract	860103

Owner

Source: Calvert County records · APN 03-091538

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9521 OWENS LN, DUNKIRK, MD 20754-9327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 08, 2021 · Amount on Record
Deed Sale	Apr 08, 2021 · Amount on Record
Prior Sale	Dec 23, 1993 · Amount on Record
Deed Document Number	0005923296
Deed Book / Page	5923 / 296
Record Updated	Jun 07, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 08, 2021
Property Address	9521 OWENS LN, DUNKIRK, MD 20754-9327
Document Number	0059230296
Book / Page	5923 / 296
Map Reference	MB JLS 3 PG 73
Instrument Date	Mar 26, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	CAPITAL TITLE, CAPITOL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6411 IVY LN STE 200, 6411, GREENBELT, MD 20770-1405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9521 OWENS LN, DUNKIRK, MD 20754-9327

Mortgage

Document Number	0005923305
Date	Apr 08, 2021
Instrument	5923/305

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,111.00	$395,733	$437,600 Land $178,300 Building $259,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098601033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.