9521 Bellhaven Ct, Frederick, MD 21701 Property Records

Frederick County property record for 9521 Bellhaven Ct, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,099 sqft · built 1997
Lot Size	0.045 acres (1,943 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (May 2026)
Tax Bill	$4,351 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Oct 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-296271`

Property Details

APN / Parcel Number

Primary APN	`09-296271`
Alternative APNs	`9296271` `296271`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,099 sqft Living Area
1st Floor Area	801 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,943 sqft (0.045 acres)
Deck Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	296271
Street Address	9521 BELLHAVEN CT
City	FREDERICK
State	MD
Zip	21701-5814
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 1047 PLAT 80 SEC E-1E 1,943 SQ. FT. SPRING RIDGE PUD
Legal Subdivision	SPRING RIDGE PUD
Legal Lot Number	1047
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2007
Census Tract	751902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

9521 Bellhaven Ct, a townhouse, is owned and occupied by an individual who bought it in May 2026.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	9521 BELLHAVEN CT, FREDERICK, MD 21701-5814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2025	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Oct 7, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 13, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 12, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 7, 2019	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP
Mar 15, 2017	Special Warranty Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Sep 12, 2023 · Amount on File
Deed Book / Page	17860 / 383
Prior Transfer Date	Dec 2, 2005
Prior Transfer Doc	0057550090
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9521 BELLHAVEN CT, FREDERICK, MD 21701-5814
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174510224
Date	Aug 1, 2025
Book Page	17451/224

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9521 BELLHAVEN CT, FREDERICK, MD 21701-5814
Transaction Type	Mortgage
Record Updated	May 29, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9521 BELLHAVEN CT, FREDERICK, MD 21701-5814

Mortgage

Document Number	0170600143
Date	Oct 7, 2024
Book Page	17060/143

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 13, 2026
Property Address	9521 BELLHAVEN CT, FREDERICK, MD 21701-5814
Document Number	1786000383
Book / Page	17860 / 383
Instrument Date	May 7, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$449,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9521 BELLHAVEN CT, FREDERICK, MD 21701-5814
Investor	Possibly a Property Investor

Mortgage

Document Number	1786000390,
Date	May 13, 2026
Book Page	17860/390

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 12, 2023
Property Address	9521 BELLHAVEN CT, FREDERICK, MD 21701-5814
Document Number	0165960422
Book / Page	16596 / 422
Map Reference	MB 57 PG 156
Instrument Date	Sep 11, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9521 BELLHAVEN CT, FREDERICK, MD 21701-5814

Mortgage

Document Number	0016596428
Date	Sep 12, 2023
Instrument	16596/428

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 7, 2019
Property Address	9521 BELLHAVEN CT, FREDERICK, MD 21701-5814
Document Number	0132580338
Book / Page	13258 / 0338
Map Reference	MB 57 PG 156
Instrument Date	Oct 1, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$717.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9521 BELLHAVEN CT, FREDERICK, MD 21701-5814

Mortgage

Document Number	132580346
Date	Oct 7, 2019
Instrument	13258/0346

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 15, 2017
Property Address	9521 BELLHAVEN CT, FREDERICK, MD 21701-5814
Document Number	0117140490
Book / Page	11714 / 0490
Map Reference	MB57 PG156
Instrument Date	Dec 7, 2016
Instrument	11714-0490
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.68
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 2041, FREDERICK, MD 21702-1041
Investor	Possibly a Property Investor

Mortgage

Document Number	117140496
Date	Mar 15, 2017
Instrument	11714-0496

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9521 Bellhaven Ct was $4,351, up 10.2% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,967 (+8.61%)	$409,000 (-) Land $120,000 Building $289,000
2025	$4,351.00 (+10.18%)	$348,933	$409,000 Land $120,000 Building $289,000
2024	$3,949.00 (+10.43%)
2023	$3,576.00 Homeowner's exemption	$302,433	$318,900 Land $110,000 Building $208,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9521 Bellhaven Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9521 Bellhaven Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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