Howard County property record for 9521 Baltimore Ave, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,018 sqft · built 2015 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Dec 2015) |
| Tax Bill | $11,394 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-393608 |
| Primary APN | 06-393608 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,018 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,015 sqft (0.184 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 393608 |
|---|---|
| Street Address | 9521 BALTIMORE AVE |
| City | LAUREL |
| State | MD |
| Zip | 20723-1815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 20 BL 4 .184 A 9521 BALTIMORE AVE NORTH LAUREL |
| Legal Subdivision | NORTH LAUREL |
| Legal Block | 4 |
| Legal Lot Number | 20 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 606907 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9521 BALTIMORE AVE, LAUREL, MD 20723-1815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE HOUSE LARIBA |
| Dec 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIN HOUSE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2015 · Amount on Record |
| Deed Sale | Dec 2, 2015 · Amount on Record |
| Prior Sale | Jun 8, 2007 · Amount on Record |
| Deed Book / Page | 16574 / 330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9521 BALTIMORE AVE, LAUREL, MD 20723-1815 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | EXCALIBUR T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 9521 BALTIMORE AVE, LAUREL, MD 20723-1815 |
| Document Number | 0201640483 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 20164/483 |
| Name | AMERICAN FINANCE HOUSE LARIBA |
|---|---|
| Type | Mortgage Company |
| Address | WHITTIER, CA 90603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9521 BALTIMORE AVE, LAUREL, MD 20723-1815 |
| Document Number | 0190740422 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | FIRST COLUMBIA TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9521 BALTIMORE AVE LAUREL MD 207231815, LAUREL, MD 20723-1815 |
| Document Number | 0190740422 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 019074/000422 |
| Name | AMERICAN FIN HOUSE |
|---|---|
| Type | Funding / Finance Company |
| Address | WHITTIER, CA 90603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 17, 2034 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,394.00 (+4%) | $755,100 (+3.82%) | $810,700 (+11.47%) Land $263,500 Building $547,200 |
| 2025 | $10,956.00 (+62.02%) | $727,300 (+13.14%) Land $168,500 Building $558,800 | $727,300 (-) Land $168,500 Building $558,800 |
| 2023 | $642,833 | $727,300 Land $168,500 Building $558,800 | |
| 2022 | $6,762.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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