9520 W Edgar Earl Loop, Crystal River, FL 34428 Property Records

Citrus County property record for 9520 W Edgar Earl Loop, Crystal River, FL 34428

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,266 sqft · built 2018
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Dec 2015)
Tax Bill	$7,997 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`3317S17E00200210`

Property Details

APN / Parcel Number

Primary APN	`3317S17E00200210`
Alternative APNs	`17E-17S-33-0020-021.0` `3469992`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,266 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2018
Architectural Style	Split Level
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	45,738 sqft (1.05 acres)
Lot Dimensions	283 ft deep x 124 ft wide
Garage Area	1,500 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Patio Area	480 sqft
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3469992
Old Parcel Number	3317S17E00200210
Street Address	9520 W EDGAR EARL LOOP
City	CRYSTAL RIVER
State	FL
Zip	34428-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURMH RURAL RESIDENTIAL M
Legal Description	EMERALD OAKS 1ST ADD PB 14 PG 73 LOT 21
Legal Range	17E
Legal Township	17S
Legal Section	33
Legal Subdivision	EMERALD OAKS 1ST ADDITION
Legal Lot Number	21
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	2
Census Block	2019
Census Tract	450305

Owner

9520 W Edgar Earl Loop is owned and occupied by two individuals who bought it in December 2015.

Source: Citrus County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	9520 W EDGAR EARL LOOP, CRYSTAL RIVER, FL 34428-2810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage BRANNEN BANK
Aug 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage BRANNEN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2015 · Amount on File
Deed Sale	Dec 28, 2015 · Amount on File
Prior Sale	Dec 31, 2009
Deed Document Number	2015059546
Deed Book / Page	2731 / 0112
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	9520 W EDGAR EARL LOOP, CRYSTAL RIVER, FL 34428-2810
Transaction Type	Mortgage
Record Updated	Jun 28, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9520 W EDGAR EARL LOOP, CRYSTAL RIVER, FL 34428-2810

Mortgage

Document Number	0033850695
Date	Jun 7, 2023
Book Page	3385/695
Instrument	2023033169

Lender

Name	BRANNEN BANK
Type	Bank
Address	INVERNESS, FL 34450

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	9520 W EDGAR EARL LOOP, CRYSTAL RIVER, FL 34428-2810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029240357
Date	Aug 31, 2018
Book Page	2924/0357
Instrument	2018044419

Lender

Name	BRANNEN BANK
Type	Bank
Address	INVERNESS, FL 34451

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 30, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 9520 W Edgar Earl Loop was $7,997 with exemptions applied, down 2% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,997.00 (-2.02%) Homeowner's exemption Additional exemption filed	$558,811 (-2.4%) Land $19,410 Building $539,401	$558,811 (-2.4%) Land $19,410 Building $539,401
2024	$8,162.00 (+3.84%) Homeowner's exemption Additional exemption filed	$572,562 (+4.63%) Land $15,740 Building $556,822	$572,562 (+4.63%) Land $15,740 Building $556,822
2023	$7,860.00 (+17.14%) Homeowner's exemption Additional exemption filed	$547,250 (+13.23%) Land $15,210 Building $532,040	$547,250 (+13.23%) Land $15,210 Building $532,040
2022	$6,710.00	$483,317 Land $12,590 Building $470,727	$483,317 Land $12,590 Building $470,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9520 W Edgar Earl Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.4 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	35 (2016–2024)
Claims Outside the SFHA	1 of 35
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 23 claims Hurricane Idalia, Aug 2023 · 4 claims Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9520 W Edgar Earl Loop is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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