9520 Symphony Ct, Union, KY 41091 Property Records

Boone County property record for 9520 Symphony Ct, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,950 sqft · built 2016
Lot Size	0.152 acres (6,654 sqft)
Owner	Trust Name on File
Last Sale	$345,000 (Jan 2017)
Tax Bill	$3,952 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`063.00-27-030.00`

Property Details

APN / Parcel Number

Primary APN	`063.00-27-030.00`
Alternative APN	`48507`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,950 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Lot Area	6,654 sqft (0.152 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9520 SYMPHONY CT
City	UNION
State	KY
Zip	41091-1478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 SEC 2 HARMONY PLACE
Legal Subdivision	HARMONY PLACE SUB SEC 2
Legal Lot Number	30
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1009
Census Tract	70316

Owner

9520 Symphony Ct is owner-occupied and held in a trust since July 2023.

Source: Boone County records, as of October 14, 2026

Owner of Record	Trust Name on File
Mailing Address	9520 SYMPHONY CT, UNION, KY 41091-1478
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jul 17, 2023	Intrafamily Transfer, Transfer
Jan 3, 2017	Warranty Deed, Transfer · Conventional Mortgage VICTORY COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2017 · Amount on File
Deed Sale	Jan 3, 2017 · Amount on File
Deed Document Number	2017717844
Deed Book / Page	1083 / 14
Last Transfer Date	Jul 13, 2023
Transfer Doc	0D1207/991
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Recording Date	Oct 5, 2026
Property Address	9520 SYMPHONY CT, UNION, KY 41091-1478
Document Number	0001628611
Book / Page	4960 / 863
Instrument Date	Sep 17, 2026
Instrument	20261628611
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	BLYTHE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 171
Address	9520 SYMPHONY CT, UNION, KY 41091-1478

Mortgage

Document Number	0001628611,
Date	Oct 5, 2026
Book Page	4960/863
Instrument	20261628611

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2056

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	9520 SYMPHONY CT, UNION, KY 41091-1478
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9520 SYMPHONY CT, UNION, KY 41091-1478

Mortgage

Document Number	0M4630/500
Date	Sep 9, 2022
Book Page	M4630/500
Instrument	890126

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jul 25, 2052

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE KY
Recording Date	Jul 17, 2023
Property Address	9520 SYMPHONY CT, UNION, KY 41091-1478
Document Number	0D1207/991
Book / Page	D1207 / 991
Map Reference	CAB 5 SL 694
Instrument Date	Jul 13, 2023
Instrument	958841
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9520 SYMPHONY CT, UNION, KY 41091-1478

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9520 SYMPHONY CT, UNION, KY 41091-1478

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jan 3, 2017
Property Address	9520 SYMPHONY CT, UNION, KY 41091-1478
Document Number	001083/014
Book / Page	1083 / 014
Map Reference	CAB 5 SL694
Instrument Date	Jul 27, 2015
Instrument	717844
Transaction Type	Transfer
Record Updated	Nov 24, 2025
Title Company	HOMESTEAD TITLE AGENCY LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 GRANDVIEW DR, FT MITCHELL, KY 41017-2759

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9520 SYMPHONY CT, UNION, KY 41091-1478

Mortgage

Document Number	0000717845
Date	Jan 3, 2017
Instrument	717845

Lender

Name	VICTORY COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2032

Interest

Type Change Date	Jan 1, 2022

Mortgage

Document Number	0M3999/017
Date	Jan 11, 2017
Book Page	M3999/017
Instrument	718621

Lender

Name	VICTORY COMMUNITY BANK
Type	Bank
Address	FT MITCHELL, KY 41017

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Dec 28, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 9520 Symphony Ct was $3,952.

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Union City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,952.00	$396,100 Land $50,000 Building $346,100
2024			$396,100 (-) Land $50,000 Building $346,100
2023	$4,055.00 (+18.64%)	$396,100 (+14.81%) Land $50,000 Building $346,100	$396,100 (+14.81%) Land $50,000 Building $346,100
2022	$3,418.00	$345,000 Land $50,000 Building $295,000	$345,000 Land $50,000 Building $295,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9520 Symphony Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9520 Symphony Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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