9520 N Howard St, Spokane, WA 99218 Property Records

Spokane County property record for 9520 N Howard St, Spokane, WA 99218

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,064 sqft · built 1979
Lot Size	0.253 acres (11,008 sqft)
Owner	Individual Name on Record
Last Sale	$438,000 (Oct 2021)
Tax Bill	$4,536 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36184.3101`

Property Details

APN / Parcel Number

Primary APN	`36184.3101`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,064 sqft Living Area
Gross Area	2,864 sqft
1st Floor Area	2,064 sqft
Basement Area	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Duplex Single
Exterior Material	Wood Frame
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,008 sqft (0.253 acres)
Lot Dimensions	121 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9520 N HOWARD ST
City	SPOKANE
State	WA
Zip	99218-2255
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	LDR
Legal Description	HOLLAND COURT LT 1 B2 [SR EX EXEMPT = 1/2 LAND VALUE + 1/2 IMPROVEMENT VALUE] [SR EX TAXABLE = 1/2 LAND VALUE + 1/2 IMPROVEMENT VALUE]
Legal Range	43E
Legal Township	26N
Legal Section	18
Legal Subdivision	HOLLAND COURT
Legal Block	2
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3010
Census Tract	10902

Owner

Source: Spokane County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9520 N HOWARD ST, 9522, SPOKANE, WA 99218-2255
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Jul 12, 2002 · Amount on Record
Deed Document Number	20217133600
Prior Transfer Date	Dec 1, 2014
Prior Transfer Doc	0006354046
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 4, 2021
Property Address	9520 N HOWARD ST, SPOKANE, WA 99218-2255
Document Number	0007133600
Map Reference	VOL 14 PG 28
Instrument Date	Oct 1, 2021
Instrument	7133600
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,013.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007133601
Date	Oct 4, 2021
Instrument	7133601

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,536.00 (-2.47%)	$444,600 (+3.49%) Land $90,000 Building $354,600	$444,600 (+3.49%) Land $90,000 Building $354,600
2025	$4,651.00 (+14.61%)
2024		$429,600 (+31.54%) Land $75,000 Building $354,600	$429,600 (+31.54%) Land $75,000 Building $354,600
2023	$4,058.00 (+6.59%)	$326,600 Land $58,000 Building $268,600	$326,600 Land $58,000 Building $268,600
2022	$3,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20