9520 John White Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 9520 John White Rd, Midland, NC 28107

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,495 sqft · built 1966
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Jul 2009)
Tax Bill	$1,424 (2023)
Deeds & Mortgages	Feb 2026 Second Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5546 33 6108`

Property Details

APN / Parcel Number

Primary APN	`5546 33 6108`
Alternative APNs	`10008 0008.100000` `63597`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,495 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	1,495 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,321 sqft (1.27 acres)
Lot Width	339 ft Width
Garage Type	Mixed
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	277 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	63597
Street Address	9520 JOHN WHITE RD
City	MIDLAND
State	NC
Zip	28107-8768
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	SW SIDE JOHN WHITE RD
Legal Subdivision	FLOWES STORE EAST
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	4
Census Block	4012
Census Tract	41604

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9520 JOHN WHITE RD, MIDLAND, NC 28107-8768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 9, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2009 · Amount on Record
Deed Sale	Jul 30, 2009 · Amount on Record
Prior Sale	Aug 24, 1999 · Amount on Record
Deed Book / Page	8845 / 92
Prior Transfer Date	Feb 25, 2004
Prior Transfer Doc	5168132
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	9520 JOHN WHITE RD, MIDLAND, NC 28107-8768
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017855116
Date	Feb 19, 2026
Book Page	17855/116

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	9520 JOHN WHITE RD, MIDLAND, NC 28107-8768
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9520 JOHN WHITE RD, MIDLAND, NC 28107-8768

Mortgage

Document Number	0016482323
Date	May 11, 2023
Book Page	16482/323

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	9520 JOHN WHITE RD, MIDLAND, NC 28107-8768
Document Number	14250274
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9520 JOHN WHITE RD MIDLAND NC 281078768, MIDLAND, NC 28107-8768

Mortgage

Document Number	14250274
Date	Jun 15, 2020
Book Page	014250/000274
Instrument	18255

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	9520 JOHN WHITE RD, MIDLAND, NC 28107-8768
Document Number	1268619
Book / Page	012686 / 000019
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9520 JOHN WHITE RD MIDLAND NC 281078768, MIDLAND, NC 28107-8768

Mortgage

Document Number	1268619
Date	Sep 22, 2017
Book Page	012686/000019
Instrument	24620

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,170 (-) Land $55,790 Building $252,380
2025		$308,170 (+81.75%) Land $55,790 Building $252,380
2024			$308,170 (+81.75%) Land $55,790 Building $252,380
2023	$1,424.00	$169,560 Land $28,780 Building $140,780	$169,560 Land $28,780 Building $140,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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