952 Summit Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 952 Summit Ave, Saint Paul, MN 55105

Property Summary

Property TypeSingle Family Home
Details7 bd · 7 ba · 6,317 sqft · built 1913
Lot Size0.687 acres (29,969 sqft)
OwnerCompany Name on File
Last Sale$915,000 (Dec 2020)
Tax Bill$28,652 (2023)
Deeds & MortgagesFeb 2022 Line of Credit
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-28-23-31-0068

Property Details

APN / Parcel Number

Primary APN02-28-23-31-0068

Interior

Bedrooms7 Beds
Full Baths7 Baths
Half Baths2 Half Baths
Plumbing Fixtures20 Plumbing Fixtures
Total Rooms15 Rooms
Stories2 Stories
Building Area6,317 sqft Living Area
1st Floor Area2,455 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Lot Area29,969 sqft (0.687 acres)
Lot Dimensions250 ft deep x 120 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address952 SUMMIT AVE
CitySAINT PAUL
StateMN
Zip55105-3031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionSUMMIT PARK ADDITION TO,ST. PA LOTS 7 8 AND LOT 9 BLK 27
Legal Range23
Legal Township28
Legal Section02
Legal Quarter3
Quarter-Quarter Section1
Legal SubdivisionPARK ADDITION
Legal Block27
Legal Lot Number7-9 8
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group3
Census Block3004
Census Tract42900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Historic Hill District
listed 1976 · 1,009 contributing resources · NRIS 76001067

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address952 SUMMIT AVE, SAINT PAUL, MN 55105-3031
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Deed of Trust, Mortgage · Line of Credit
TRUSTONE FINANCIAL CU
Feb 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 3, 2022Quit Claim Deed, Transfer · Line of Credit
TRUSTONE FINANCIAL CU
Dec 9, 2020Warranty Deed, Construction Loan · Line of Credit
CITIZENS ST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2020 · Amount on File
Deed SaleDec 9, 2020 · Amount on File
Prior SaleDec 9, 2020 · Amount on File
Deed Document Number0004850218
Last Transfer DateAug 3, 2022
Transfer Doc0A04958423
Record UpdatedJun 7, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address952 SUMMIT AVE, SAINT PAUL, MN 55105-3031
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04934451
DateFeb 16, 2022
InstrumentA04934451
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueFeb 15, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address952 SUMMIT AVE, SAINT PAUL, MN 55105-3031
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04934450
DateFeb 16, 2022
InstrumentA04934450
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2037

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRAMSEY MN
Recording DateAug 3, 2022
Property Address952 SUMMIT AVE, SAINT PAUL, MN 55105-3031
Document Number0A04958423
Instrument DateJun 1, 2022
InstrumentA04958423
Transaction TypeTransfer
Record UpdatedAug 31, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address960 CAPE MARCO DR # 17030, 17030, MARCO ISLAND, FL 34145-6345

Mortgage

Document Number0A04958482
DateAug 3, 2022
InstrumentA04958482
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateDec 9, 2020
Property Address952 SUMMIT AVE, SAINT PAUL, MN 55105-3031
Document Number0004850218
Instrument DateDec 8, 2020
Instrument4850218
Transaction TypeConstruction Loan
Record UpdatedDec 18, 2020
Title CompanyLAND TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,111.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2464 COMO AVE MINNEAPOLIS MN 55408, MINNEAPOLIS, MN 55408

Mortgage

Document Number4850219
DateDec 9, 2020
Instrument4850219
Lender
NameCITIZENS ST BK
TypeBank
Address375 STAGELINE RD, HUDSON, WI 54016-8364
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueDec 8, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$28,652.00$1,681,100 Land $499,200 Building $1,181,900$1,681,100 Land $499,200 Building $1,181,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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