952 Pearl Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 952 Pearl Dr, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 6,275 sqft · built 2016
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$3,705,000 (Mar 2025)
Tax Bill	$27,133 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`679-330-34-00`

Property Details

APN / Parcel Number

Primary APN	`679-330-34-00`
Alternative APN	`6793300800`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	6,275 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	30,928 sqft (0.71 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Old Parcel Number	6793300800
Street Address	952 PEARL DR
City	SAN MARCOS
State	CA
Zip	92078-2836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPECIFIC P
Legal Description	LOT 8 PAR B PER DOC2020-0057373 IN TR 016075
Legal Subdivision	SAN MARCOS 400-PH 3-UN 9
Legal Tract	016075
Legal Block	3
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	20044

Owner

952 Pearl Dr is owned and occupied by two individuals who bought it in March 2025.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	952 PEARL DR, SAN MARCOS, CA 92078-2836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 3, 2018	Grant Deed, Construction Loan · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on File
Deed Sale	Mar 28, 2025 · Amount on File
Deed Document Number	202580374
Prior Transfer Date	Feb 19, 2025
Prior Transfer Doc	0000080373
Record Updated	Sep 20, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 6, 2020
Property Address	952 PEARL DR, SAN MARCOS, CA 92078-2836
Document Number	0000175404
Instrument Date	Mar 5, 2020
Instrument	2020-0175404
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FNTG BUILDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	952 PEARL DR, SAN MARCOS, CA 92078-2836

Mortgage

Document Number	0000175405
Date	Apr 6, 2020
Instrument	2020-0175405

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	7.5%

April 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2018
Property Address	952 PEARL DR, SAN MARCOS, CA 92078-2836
Instrument Date	Mar 22, 2018
Instrument	131133
Transaction Type	Construction Loan
Record Updated	Apr 10, 2018
Title Company	FNTG BUILDER SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1903 WRIGHT PL #220 CARLSBAD CA 920086584, 220, CARLSBAD, CA 92008-6584

Mortgage

Document Number	0000131133
Date	Apr 3, 2018
Instrument	131133

Lender

Name	BANK OF THE WEST
Type	Bank
Address	2527 CAMINO RAMON MAIL # NC, SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 952 Pearl Dr was $27,133.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,779,100 (+60.1%) Land $2,014,500 Building $1,764,600
2025	$27,133.00	$2,360,518 Land $768,798 Building $1,591,720
2023	$25,173.00 (+1.82%)	$2,268,858 Land $738,946 Building $1,529,912
2022	$24,722.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 952 Pearl Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 952 Pearl Dr is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

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