952 Laurel Ave, San Mateo, CA 94401 Property Records

San Mateo County property record for 952 Laurel Ave, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,630 sqft · built 1923
Lot Size	0.217 acres (9,464 sqft)
Owner	2 Company Names on Record
Last Sale	$2,200,000 (Oct 2017)
Tax Bill	$30,237 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`034-276-020`

Property Details

APN / Parcel Number

Primary APN	`034-276-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	1,630 sqft
Basement Area	570 sqft
Family Room	Family Room

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Lot Area	9,464 sqft (0.217 acres)
Lot Dimensions	137 ft deep x 70 ft wide
Garage Type	Basement
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	952 LAUREL AVE
City	SAN MATEO
State	CA
Zip	94401-4232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 17 GLAZENWOOD RSM 10/43 44 CITY OF SAN MATEO
Legal Subdivision	GLAZENWOOD
Legal Lot Number	17
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	3
Census Block	3007
Census Tract	606400

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	952 LAUREL AVE, SAN MATEO, CA 94401-4232
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 23, 2019	Deed of Trust, Mortgage · ARM PNC BANK NA
Oct 1, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 23, 2017	Grant Deed, Transfer STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Deed Document Number	201793394
Last Transfer Date	Sep 20, 2019
Transfer Doc	0000078256
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	952 LAUREL AVE, SAN MATEO, CA 94401-4232
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	952 LAUREL AVE, SAN MATEO, CA 94401-4232

Mortgage

Document Number	0000105642
Date	Jul 15, 2021
Instrument	2021-105642

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	952 LAUREL AVE, SAN MATEO, CA 94401-4232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038795
Date	May 23, 2019
Instrument	2019-038795

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	952 LAUREL AVE, SAN MATEO, CA 94401-4232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	952 LAUREL AVE, SAN MATEO, CA 94401-4232

Mortgage

Document Number	0000104539
Date	Oct 1, 2020
Instrument	2020-104539

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Sep 28, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 24, 2019
Property Address	952 LAUREL AVE, SAN MATEO, CA 94401-4232
Document Number	0000078256
Instrument Date	Sep 20, 2019
Instrument	78256
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	952 LAUREL AVE SAN MATEO CA 944014232, SAN MATEO, CA 94401-4232

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 23, 2017
Property Address	952 LAUREL AVE, SAN MATEO, CA 94401-4232
Document Number	0000093394
Instrument Date	Oct 5, 2017
Instrument	93394
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,420.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	952 LAUREL AVE SAN MATEO CA 944014232, SAN MATEO, CA 94401-4232

Mortgage

Document Number	93395
Date	Oct 23, 2017
Instrument	93395

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,553,283 (+2%) Land $2,205,110 Building $348,173
2025	$30,237.00 (+3.7%) Homeowner's exemption	$2,503,220 (+4.04%) Land $2,161,873 Building $341,347
2023	$29,159.00 (-0.64%) Homeowner's exemption	$2,406,019 Land $2,077,926 Building $328,093	$2,702,520
2022	$29,348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Sonic Telecom Fiber	1,000 / 1,000
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Unwired, Verizon.

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