952 Hayes Crossing Rd, Gilbert, SC 29054 Property Records

Lexington County property record for 952 Hayes Crossing Rd, Gilbert, SC 29054

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,575 sqft · built 1985
Lot Size	7.3 acres (317,988 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Apr 2018)
Tax Bill	$1,833 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006200-05-077`

Property Details

APN / Parcel Number

Primary APN	`006200-05-077`
Alternative APN	`0620005077`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,575 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Wood
Roof Material	Shingle
Lot Area	317,988 sqft (7.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	952 HAYES CROSSING RD
City	GILBERT
State	SC
Zip	29054-9212
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RD
Legal Subdivision	PREPARED FOR PHILLIP AND BONNIE MCHARGUE
Jurisdiction	LEXINGTON SC
Township / Civil Division	GILBERT
Census Block Group	2
Census Block	2010
Census Tract	21306

Owner

952 Hayes Crossing Rd, a rural home, is owned and occupied by an individual who acquired it in June 2025.

Source: Lexington County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	952 HAYES CROSSING RD, GILBERT, SC 29054-9212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
Apr 5, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST COMMUNITY BANK
Mar 1, 2017	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2018 · Amount on File
Deed Sale	Apr 26, 2018 · Amount on File
Prior Sale	Mar 1, 2017 · Amount on File
Deed Document Number	201818056
Deed Book / Page	19963 / 310
Last Transfer Date	Jun 11, 2025
Transfer Doc	2116600373
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	952 HAYES CROSSING RD, GILBERT, SC 29054-9212
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2096401219
Date	Sep 8, 2021
Book Page	20964/1219
Instrument	2021048851

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	LEXINGTON, SC 29072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	952 HAYES CROSSING RD, GILBERT, SC 29054-9212
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1991700189
Date	Apr 5, 2018
Book Page	19917/189
Instrument	2018014540

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	LEXINGTON, SC 29072

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Mar 1, 2017
Property Address	952 HAYES CROSSING RD, GILBERT, SC 29054-9212
Document Number	1903800094
Book / Page	19038 / 094
Map Reference	PL 261 PG 168
Instrument Date	Feb 28, 2017
Instrument	2017009756
Transaction Type	Transfer
Record Updated	Feb 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	1903800096
Date	Mar 1, 2017
Book Page	19038/096
Instrument	2017009757

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 952 Hayes Crossing Rd was $1,833, up 15.2% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,833.00 (+15.21%)
2024	$1,591.00 (+2.84%)	$7,464 (-) Land $3,380 Building $4,084	$175,112 (-) Land $73,000 Building $102,112
2023	$1,547.00	$7,464 Land $3,380 Building $4,084	$175,112 Land $73,000 Building $102,112

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 952 Hayes Crossing Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 952 Hayes Crossing Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hayes Crossing Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures